Visitors To New Zealand Travel Insurance

Planning to holiday in New Zealand? If you're a non-resident and are looking for travel insurance whilst you're in New Zealand then this may be the policy for you. Please note: there is a 7-day waiting period on this policy from the purchase date.

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"Excellent Service"
— Lynda Mar 07, 2018

Visitors To New Zealand Travel Insurance Benefits

Kia Ora! 1Cover's Visitors To New Zealand travel insurance policy will provide you with cover for medical, cancellation, luggage and personal effects, and much more. It is designed specicially for non-residents requiring travel insurance whil in New Zealand, whether it be for a holiday or business.

Unlimited Medical


Relax and enjoy all the best on your New Zealand adventure trip with unlimited medical cover while you're here.




If the unexpected happens and your trip plans change, you've got unlimited cancellation fees and lost deposits cover.

Luggage & Personal Items Cover

Luggage And
Personal Items

There's nothing worse than losing or damaging your things. That's why we provide $3,500 worth of luggage and personal effects cover.

Rental Car Excess

Rental Vehicle

Planning to rent a car or campervan to get around? We'll cover rental vehicle excess up to $2,500 so you can hit the road with total peace of mind. 

Table of Benefits - Visitors To New Zealand Travel Insurance

Explore our table of benefits below to see the policy benefits provided by our Visitors To New Zealand travel insurance.
For more details see the PDS or get an instant quote now

Policy Benefit Visitors To New Zealand

Overseas Emergency Medical Assistance^


Overseas Emergency Medical & Hospital Expenses^*


Includes Dental Expenses (per adult)^


Resumption Of Journey^*


Hospital Cash Allowance^*


Accidental Death*


Permanent Disability^*


Loss of Income^*


Credit Card Fraud & Replacement^


Includes Travel Documents & Traveller's Cheques^


Theft Of Cash^#


Luggage & Personal Effects*


Luggage & Personal Effects Delay Expenses^


Additional Accommodation & Travel Expenses*


Includes Family Emergency*


Includes Emergency Companion Cover*


Cancellation Fees & Lost Deposits*


Disruption Of Journey*


Alternative Transport Expenses^



Personal Liability#

$5 million

Domestic Pets^*


Domestic Services^*


Rental Vehicle Insurance Excess#*



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Optional Coverage

Choose Your Excess

Choose Your Excess

Choose the excess that best suits you. Optiong for a lower excess means you'll pay less if you need to claim.

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Unless otherwise specified in the PDS: Sections 12, 12A, 12B & 13 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B & 13, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.

^^ You only have this cover for these sections if the relevant pack has been purchased.
*  Sub-limits apply
^  You do not have cover under these sections while travelling in New Zealand.
# Limits are per policy regardless of persons the claim relates to.


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It's The One Thing You Need When One Thing Goes Wrong

We've Already Helped
1.5 Million Customers

1Cover is rated 4.4 out of 5, Independently Rated On Feefo 
  • "Don't Leave Country Without it"

    Prompt support when unexpected happened. I don't know what I would have done if I didn't have it when I got robbed.

    By Damiliya, Feefo User

  • "Good Value, Good Service"

    Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in back home ... accepted and paid within two weeks.

    By Kevin, Feefo User

  • "Exceptional Speed In Response To A Claim"

    First time I've had to make a claim. Speed of process was quite unbelievable.

    By Anon, Feefo User

FAQs About Visitors To New Zealand Travel Insurance

  • If I’ve Forgot To Get Travel Insurance Before Travelling To New Zealand Can I Get 1Cover's Visitors To New Zealand Cover?
  • Yes, we’ve designed this policy specifically for non-residents of New Zealand. You need to make sure you purchase the policy within 14 days of arriving to New Zealand.

  • Can I Pay To Remove The Excess? 
  • There is a waiting period of 7 days from the purchase date noted on your certificate of insurance that applies to all sections of the policy.

  • Is There A Waiting Period For Medical Cover Under This Policy?
  • Our Visitors to New Zealand policy will cover your rental vehicle excess up to $2500.  When renting a vehicle, the daily rental rates charged by the hire car company will include car insurance, however, in the event that the vehicle is stolen or accidentally damaged, there is usually an excess amount which the driver is liable to pay to the rental company.  Your travel insurance policy has this covered, so there is no need to pay extra at the pickup counter to reduce your excess.  If you’ve been in the country for longer than 14 days and are looking to hire a car, you may be able to purchase standalone rental vehicle excess cover from a specialist insurer for a fraction of the cost. 

  • Will I Be Covered If I Hire A Car In Australia?
  • Under the Already Overseas policy you need to make sure that your journey is no longer than a maximum of twelve months and that your journey ends within Australia.

  • What Happens If I Go Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.





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Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
1Cover Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
0800 000 333
(within New Zealand)

+64 9886 2453 


0800 468 220

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