Visitors To New Zealand Travel Insurance

Planning to holiday in New Zealand? If you're a non-resident and are looking for travel insurance whilst you're in New Zealand then this may be the policy for you. 
Please note that there is a 7-day waiting period on this policy from the purchase date.


Travel Alerts: Volcanic Eruption Overview

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Visitors To New Zealand Features & Benefits

Kia Ora! 1Cover's Visitors To New Zealand travel insurance policy will provide you with cover for medical, cancellation, luggage and personal effects, and much more. It is designed specicially to provide you with peace of mind during your trip to New Zealand.

  • Relax, we’ll look after you. Unlimited medical cover during your trip in New Zealand.

  • There is nothing worse than having something stolen. That why we offer $3,500 worth of luggage and personal effects cover.

  • Don’t worry if a natural disaster affects your trip. Unlimited cancellation & lost deposits cover is included.

  • Planning to rent a car to get around? Rental vehicle excess and personal liability cover and much more.


Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.



FAQs About Visitors To New Zealand Insurance

  • If I’ve Forgot To Get Travel Insurance Before Travelling To New Zealand Can I Get 1Cover's Visitors To New Zealand Cover?
  • Yes, we’ve designed this policy specifically for non-residents of New Zealand. You need to make sure you purchase the policy within 14 days of arriving to New Zealand.

  • Is There A Waiting Period For Medical Cover Under This Policy?
  • There is a waiting period of 7 days from the purchase date noted on your Certificate Of Insurance that applies to all claims arising from, or related to injury or sickness.

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip based on the dates on your Certificate Of Insurance. There are no refunds should you come home earlier than planned.


Full List of FAQs


Table of Benefits - Visitors Travel Insurance

Explore our table of benefits below to see all the cover provided by our visitors to New Zealand travel insurance policies.

Policy Benefit Frequent Traveller



Overseas Emergency Medical Assistance


Overseas Emergency Medical & Hospital Expenses


Includes Dental Expenses (per adult)


Resumption Of Journey


Hospital Cash Allowance


Accidental Death


Permanent Disability


Loss of Income




Credit Card Fraud & Replacement


Includes Travel Documents & Traveller's Cheques


Theft Of Cash


Luggage & Personal Effects


Luggage & Personal Effects Delay Expenses




Additional Accommodation & Travel Expenses


Includes Family Emergency


Includes Emergency Companion Cover


Cancellation Fees & Lost Deposits


Disruption Of Journey


Alternative Transport Expenses




Personal Liability

$5 million

Domestic Pets


Domestic Services


Rental Vehicle Insurance Excess


Further Reading

Renting A Car In New Zealand

Many aren't aware of the expensive car rental excess that you may be liable for when renting a car on holidays.


Renting A Car In New Zealand

Going Bushwalking?

Tips for planning a bushwalking adventure! Including things to consider and what our travel insurance covers you for.


Bushwalking Travel Insurance

Cruise Travel Insurance

Going on a cruise? You'd be right to think that cruises are generally a safe environment, but it's fairly common to fall sick, particularly on a long cruise.

Cruise Travel Insurance

What Is Covered?

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.

What Is Covered?




Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.



One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring New Zealand or the rest of the world, we have a travel insurance policy to suit your needs.


Local Call Centre

Our Call Centre is based in Auckland. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $8000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.