Visitors To New Zealand Travel Insurance

Planning to holiday in New Zealand? If you're a non-resident and are looking for travel insurance whilst you're in New Zealand then this may be the policy for you. 
Please note that there is a 7-day waiting period on this policy from the purchase date.

Winner "Outstanding Value International Travel Insurance" Award

Visitors To New Zealand Features & Benefits

This travel insurance policy will provide you with cover for medical, cancellation, luggage and personal effects and much more. It is designed to provide you with peace of mind during your trip down under.

  • Relax, we’ll look after you. Unlimited medical cover during your trip in New Zealand.

  • There is nothing worse than having something stolen. $3,500 worth of luggage and personal effects cover.

  • Don’t worry if a natural disaster affects your trip. Unlimited cancellation & lost deposits cover.

  • Planning to rent a car to get around? Rental vehicle excess and personal liability cover and much more.


Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.



FAQs About Visitors To New Zealand Insurance

  • If I’ve Forgot To Get Travel Insurance Before Travelling To New Zealand Can I Get 1Cover's Visitors To New Zealand Cover?
  • Yes, we’ve designed this policy specifically for non-residents of New Zealand. You need to make sure you purchase the policy within 14 days of arriving to New Zealand.

  • Is There A Waiting Period For Medical Cover Under This Policy?
  • There is a waiting period of 7 days from the purchase date noted on your certificate of insurance that applies to all claims arising from, or related to injury or sickness.

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.


Full List of FAQs


Table of Benefits - Visitors Travel Insurance

Explore our table of benefits below to see all the cover provided by our visitors to New Zealand travel insurance policy. 

Key Benefits Sum Insured Excess

Emergency Medical Assistance Within New Zealand

Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, messages to family and hospital guarantees.

Unlimited $100

Emergency Medical & Hospital Expenses Within New Zealand

Cover for overseas medical treatment if you are injured or become sick overseas, including; medical, hospital, surgical and nursing.

Includes Dental Expenses (Per Person)

Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth. 









Additional Accommodation & Travel Expenses

Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).

Includes Family Emergency

Cover for additional travel expenses if your travelling companion, or a relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.

Includes Emergency Companion Cover

Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.


Hospital Cash Allowance

An allowance of $50 per day if you are hospitalised for more than 48 continuous hours while overseas.


Accidental Death

A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.


Luggage & Personal Effects

Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and computer.

$3,500 $100

Cancellation Fees & Lost Deposits

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.

Unlimited $100

Personal Liability

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.

$5 million $100

Rental Vehicle Excess

Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; stolen, crashed or damaged and/or the cost of returning the rental vehicle due to you being unfit to do so.

$2,500 $100


Further Reading

Renting A Car In New Zealand

Many aren't aware of the expensive car rental excess that you may be liable for when renting a car on holidays.


Renting A Car In New Zealand

Going Bushwalking?

Tips for planning a bushwalking adventure! Including things to consider and what our travel insurance covers you for.


Bushwalking Travel Insurance

Cruise Travel Insurance

Going on a cruise? You'd be right to think that cruises are generally a safe environment, but it's fairly common to fall sick, particularly on a long cruise.

Cruise Travel Insurance

What Is Covered?

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.

What Is Covered?




Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.



One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring New Zealand or the rest of the world, we have a travel insurance policy to suit your needs.


Local Call Centre

Our Call Centre is based in Auckland. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our single and family policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.