Buy today for your chance to win $500 daily dollars! T&Cs apply


Accidental Death Cover

If the worst possible happens,  a death benefit is payable if you pass away because of an injury sustained during your journey within 12 months of that injury.

What's Covered?
  • If you’re injured and die during/after your journey. We'll pay the death benefit, to the estate of the deceased, if you are Injured during your journey and you die because of that Injury within 12 months of the Injury.
  • If you go missing. We'll also pay if during your journey, your transport travelling on disappears, sinks or crashes and you are presumed dead and your body is not found within 12 months.

Terms and conditions, limits and exclusions apply. Please see Policy Wording for full details

what's not covered?
  • General Exclusions. We will not pay any claims relating to our general exclusions section of our Policy Wording. This includes claims arising from illegal actions, because you ignored official warnings, or if your claim arises from an act of war. 

Terms and conditions, limits and exclusions apply. Please see Policy Wording for full details.

Find out what else travel insurance covers here.

Get A fast Quote 


Accidental Death FAQs

  • What Happens If I Get Sick or Injured Overseas?
  • 1Cover offer Emergency Medical Assistance anywhere in the world, 24 hours a day, 365 days per year. If you’re sick or injured, we advise that you or a member of your travelling party call our medical assistance team as soon as possible. 

    For minor ailments, such as those that only require a GP visit, you may choose to visit a doctor, pay for your visit upfront, and then submit your claim either from overseas or once you return home. Make sure that you keep all receipts and reports from your treating doctor, including the diagnosis and treatment notes and any other documents.

  • Is My Policy Extended If My Return Journey Is Delayed?
  • Your cover will be extended if: 

    a) a bus line, airline, shipping like or rail authority you are travelling with is delayed, cancelled or resheduled due to a claimable event, or 

    b) an event has occured that we have confirmed is claimable under your polocy. 

    The extension will be valid until you return home and your policy is not extended until we have agreed to do so.

    Please refer to the Policy Wording for further information

  • Who Has Authority To Speak/Act On My Behalf If I Become Seriously Injured/Unwell Overseas?
  • People in your travelling party, other people named on the policy, spouse or direct family members can act on your behalf if you become injured or unwell overseas.

    If you or a member of your travelling party needs emergency assistance please contact us.

  • Am I Required To Hand Over My Passport If I Am Admitted To Hospital?
  • You must not give anyone your original passport other than the police or airport authorities. Remember to photocopy your passport whenever you travel overseas. 




Emergency Contacts

Our emergency assistance line is open 24/7, 365 days a year. We'll be there for you when you need us most. 

From overseas
Within New Zealand
  • All Assistance Enquiries:  0800 367 729 
toll free international numbers: 
  • UK: 0808 178 5380  
  • Australia: 1300 884 508
  • Thailand: 1800 011 857 
  • USA/Canada: 1 855 912 3443
  • Indonesia: 001 8030 612 053


Do you need to know About...

pre-existing Conditions

A pre-existing medical condition is something that must be disclosed when you’re purchasing travel insurance. Find out what they are and how they affect your travel insurance.


You or someone you’re travelling with is going to have a baby…so you’ll need to find out how travel insurance works for pregnant women.


It’s important that you have all the right vaccinations before you travel. From malaria to meningococcal, find out what you need to know about vaccinations and travel insurance.

What travel insurance covers 

From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not.