Travel Insurance When One Thing Goes Wrong

win back the cost of your 2019 holiday!*

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"Excellent Service"
— Lynda Mar 07, 2018




Overseas Booking

Overseas Trip

Holidays are for happiness. Enjoy total peace of mind on your overseas holiday with comprehensive cover. 

Overseas Travel Insurance →


Annual Multi Trip Annual
Multi Trip

Travel often? Save time and money with one of our annual policy options. One policy covers unlimited trips for a year.

Annual Multi-Trip Travel Insurance →

Ski Cover Ski

Top cover with benefits specific to snow lovers on the slopes.  

Ski & Snowboarding Travel Insurance→


Vistitors To Australia

Visitors To NZ 

Specifically for non-residents holidaying in NZ, this policy covers luggage, cancellation, and rental vehicle excess.

Visitors To New Zealand Travel Insurance→








Domestic Domestic Trip

Whether you go North Island, South Island, beach, city or rainforest, our Domestic policy will cover your New Zealand holiday for luggage, cancellation, rental car excess, and more.

New Zealand Travel Insurance →

Already Overseas Already Overseas

The Already Overseas policy provides full cover for travellers who've already started their holiday abroad.

Already Overseas Travel Insurance →



Cruise Cover

Sail the seas with full cover and extra benefits specific to cruising.

Cruise Travel Insurance →

Medical Only

Medical Only

  • Unlimited cover for overseas medical expenses and emergency assistance.

Medical Only Travel Insurance →


One Million Customers And Counting


People in NZ Love 1Cover Travel Insurance!
4.5 Overall Rating, Independently Rated On Feefo


Good Value, Good Service!

Good value travel insurance. Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in on arriving home & was accepted & payed out within 2 weeks."

By Kevin 2018-07

Well-Priced & Easy 

I always buy my travel insurance from 1Cover ... Getting cover and paying for it is easy and reasonably priced.

Thank you!

By Paul 2018-06

Will Always Take Out Travel Insurance With 1Cover

I took cover for a trip to QLD. My granddaughter ended up in critical care [and] I had to change my flight, see a doctor, get medication. On returning to NZ I claimed and was pleasantly surprised to have my claims approved immediately.

By Catherine 2018-06


Ben Groundwater's The One Thing

Ben Groundwater was named Travel Writer of the Year in 2014 and 2015 by the Australian Society of Travel Writers. He's a seasoned journalist and traveller, and he's penned a special series called "The One Thing". 

From Spain to Sri Lanka, if you've ever wondered about the one thing you should or shouldn't do, then check out Ben's top tips for your best trip.


Where are you Going?

Find out everything you need to know about travel insurance for the following destinations:


1Cover Travel Insurance Guides

We want our customers to travel safe and have an enjoyable holiday. Please read our travel safety guides and get helpful tips!


Compare Travel Insurance


Travel Insurance Guide


Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Trusted By 1.5 Million People

We are proud to say that we've provided award-winning travel cover to more than 1.5 million travellers around the world. You're sure to find a policy to suit you. 

24/7 Emergency Assistance

You can rest assured and travel with total confidence knowing that you have 24/7 emergency assistance at all times. We are there for you when you need us most.

 Kids Are Covered For No Extra Cost 

Travel with kids or grandkids? Any dependant under 21 years who travels with a parent or grandparent for 100% of the journey is covered for no extra cost on the policy. 

Local Call

Our Call Centre is based in Auckland and is open 7 days a week for your convenience. Call our team of customer service legends and they'll happily tailor a policy to suit your needs.

Rental Vehicle

Don't get ripped off by the rental companies. If your rental vehicle is involved in an accident or is stolen, our policies will cover the excess payable up to $5,000.