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What does our
Travel Insurance Cover?

Every year thousands of Kiwis get in trouble overseas. Our travel insurance covers you for a range of unforeseen circumstances for example if:

  • someone in your family gets sick and you need to get home
  • you break an arm on your travels and require medical treatment
  • your camera or phone gets pickpocketed
  • your bags are delayed
  • ...and so much more 

From 24/7 emergency assistance to cancellation cover to luggage benefits, keep reading to see what our travel insurance covers. 

Our most popular benefits 

flight cancellation


If you become ill or need to change your travel plans, we can help. 

car Rental

 Rental excess fees can be exorbitant. We'll cover you if you car is damaged/stolen. 

other One-derful Benefits

already overseas

already overseas

Cover you can purchase from overseas if you forgot to buy.

Additional Expenses

If your plans are disrupted because of illness. 

credit Card

If you're the victim of common credit card fraud

personal Liability 

Cover for legal liability in some circumstances. 


Domestic Pet Cover

Domestic Pet Cover

If you're delayed or your pet is injured while you're away.


Domestic Services

Domestic Services 

If you need domestic help when you get home. 

Cruise Options 

Formal wear, missed departures.. & much more


Cover yourself and your gear on your next snow trip



Luggage Delay

If you get somewhere before your bags do

loss of income
Loss of Income

If you're injured for over a month when you get home.


Find out what we don't cover here

We've Already Helped 2 Million Customers

1Cover is rated 4.3 out of 5, Independently Rated On Feefo 
  • "Don't Leave Country Without it"

    Prompt support when unexpected happened. I don't know what I would have done if I didn't have it when I got robbed.

    By Damiliya, Feefo User

  • "Good Value, Good Service"

    Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in back home ... accepted and paid within two weeks.

    By Kevin, Feefo User

  • "Exceptional Speed In Response To A Claim"

    First time I've had to make a claim. Speed of process was quite unbelievable.

    By Anon, Feefo User

Our Travel Insurance guides

The USA Guide

uSA Survival Guide

Did you know one week in a USA hospital can cost over $30,000?

Find out all you need to know to stay safe and travel happy in the USA in our USA Survival Guide . 

Travel Insurance Guide

travel insurance buying guide

How do I buy Travelling Insurance? What are the benefits?

Get the right cover for your holiday with the help of our handy how to buy cheap
Travel Insurance Guide.

The Bali Guide

bali survival guide

The number of Kiwis visiting increased in recent years.

Stay safe and travel happy on your Bali holiday with this ultimate
Bali Survival Guide.

Compare Travel Insurance Guide

compare Travel Insurance

STATS NZ reveals Kiwies took a record 2.9 million trips overseas in 2017.

Decide on the right cover for your next trip with the help of the Compare Travel Insurance Guide.

have more questions?


Popular Destinations

Find out everything you need to know about the best travel insurance for the following destinations: