Direct Travel Insurance

Going on a holiday and need travel insurance? Book your cover now direct from 1Cover Travel Insurance and start exploring.

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— Lynda Mar 07, 2017

Direct Travel Insurance Features & Benefits

We offer both medical only and comprehensive international travel insurance as well as annual multi-trip policies for frequent travellers who take multiple overseas trips per year. Purchasing your travel insurance direct from 1Cover may save you more than if you purchased from a travel agent.

  • Peace of mind when overseas. Even with our Medical Only policy we offer unlimited medical cover.

  • Relax and take a long break. Get covered for overseas trips that are up to 12 months long.

  • Get the cover to suit you. Choose from Medical Only, Comprehensive or Frequent Traveller annual international plans.

  • Travelling with your kids or grandkids? No worries; dependants covered at no additional cost.


Our travel insurance provides cover for emergency medical, adventure activities, personal liability and more. Explore our Table Of Benefits to see all the cover provided.

Table Of Benefits

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

Policy Wording


FAQs About Direct Travel Insurance

  • 1. What Are The Benefits Of Having Travel Insurance For My Trip? 
  • When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre on 0800 000 333.

  • 2. What Activities Are Covered Under 1Cover?
  • We cover a huge range of activities with our policies including bungee jumping, abseiling and more. To view a full list of activities covered under our 1Cover policies click here.

  • 3. Can I Apply To Extend My Travel Insurance Policy?
  • Yes, you simply need to call the call centre on 0800 000 333, email us at [email protected] or speak to a call centre representative via online chat. One of our travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available.


A complete list of FAQS.


Further Reading

North America Travel Tips

North America

If you're going to North America make sure you are aware risks and safety concerns so you can stay safe.

Read More

Africa Travel Tips


Tips for exploring Africa including the safety and security precautions you should take while travelling.

Read More

Asia Travel Tips


If you're going to Asia make sure you are aware risks and safety concerns so you can stay safe.

Read More

Going To South America?

South America

Tips for exploring South America including the safety and security precautions you should take while travelling.

Read More

Going To Bali?

Bali is popular destination with Kiwis. Learn more about the safety concerns in Bali so you can enjoy safe travel.

Read More

Europe Travel Tips


If you're going on a overseas trip to Europe make sure you understand the risks so you can enjoy your holiday.


Read More

Frequent Traveller Advice

Got the travel bug? Travel often for business? Or maybe you've got far-away family you love to visit? Check out our frequent traveller advice and tips.

Read More

Worldwide Trips

Tips for planning a trip around the world. Including things to consider and what our travel insurance covers you for.


Read More

Long Term Travel Insurance

Taking the leap and planning to travel for a long time and not coming back until everything is ticked off your bucket list? You can buy a long term travel insurance policy with us that covers you for 12 months of consecutive travel.

Read More

What Is Covered?

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.


Read More


Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.



One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring New Zealand or the rest of the world, we have a travel insurance policy to suit your needs.


Local Call Centre

Our Call Centre is based in Auckland. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependents under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.