Direct Travel Insurance

Buy Travel Insurance direct from online travel insurance specialist & compare the insurance quote vs travel agent insurance.

Travel Alerts: 

Coronavirus

"Amazing Overseas Support"
— Dawn Oct 07, 2019

Direct Travel Insurance Benefits

We do not pay travel agent's commission to sell our travel insurance so we pass on the savings to our customers with quality travel insurance policies and lower costs. Buy your Travel Insurance direct as we offer medical only, comprehensive international travel insurance as well as annual multi-trip policies for frequent travellers who take multiple overseas trips per year.

If you have just booked your travel via travel agents like Flight Centre NZ, Webjet, House Of Travel , Hello World and many more, think about taking out Travel Insurance straight away to ensure you are covered for cancellation costs immediately. Purchasing your travel insurance direct from 1Cover is quick and easy and can be set up in a couple of minutes. Travelling soon?, hurry go and compare your travel insurance now and get a cheap online quote from 1Cover. 

Unlimited Medical

Unlimited
Medical

Peace of mind when overseas. Even with our Medical Only policy we offer unlimited medical cover. 

Unlimited Trips In One Year

Long-term Cover
Trips

Relax and take a long break. We offer comprehensive cover for overseas trips that are up to 12 months long.

Kids Travel Free

Kids Covered For No Extra Cost 

Travelling with your kids or grandkids? No worries; dependants covered at no additional cost.

Range Of Policies To Choose From

Range of
Policy Types

Get the cover to suit you. Choose from Medical Only, Comprehensive or Frequent Traveller plans.

Rental Car Excess

Rental Car Excess 

Hire a rental car and we'll cover the excess up to $5,000 if the car is stolen, damaged or in an accident.

Overseas & Domestic Cover

Overseas & Domestic Cover

As well as providing cover for overseas travel, we also cover your domestic trips. 

Travel On One Policy

Travel Under one policy

Add your spouse or partner to your Frequent Traveller policy and ensure you're both covered on your trips through the year.

Three Policies To Choose From

Customise Your Policy

There are three annual policy types to choose from designed to suit different trip lengths, plus a range of optional extras.

Table of Benefits - 1Cover Travel Insurance

 

Table of benefits

Our travel insurance provides cover for emergency medical, adventure activities, personal liability and more. Explore our Table Of Benefits to see all the cover provided.

Table Of Benefits

PDS

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

Policy Wording

 

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Optional Coverage

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

If you're hitting the slopes anytime during the year you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Additional Rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

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We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5, Independently Rated On Feefo 
  • "Don't Leave Country Without it"

    Prompt support when unexpected happened. I don't know what I would have done if I didn't have it when I got robbed.

    By Damiliya, Feefo User

  • "Good Value, Good Service"

    Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in back home ... accepted and paid within two weeks.

    By Kevin, Feefo User

  • "Exceptional Speed In Response To A Claim"

    First time I've had to make a claim. Speed of process was quite unbelievable.

    By Anon, Feefo User

FAQs About Direct travel Insurance

  • What Are The Benefits Of Having Travel Insurance For My Trip?
  • When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre on 0800 000 333. 

  • What Activities Are Covered By 1Cover?
  • We cover a huge range of activities with our policies bungee jumping, abseiling, and more. To view a full list of activities covered under our 1Cover policies click here.

  • Can I Apply To extend My Travel Insurance Policy? 
  • Yes, you simply need to call the call centre on 1300 192 021, email us at [email protected] or speak to a call centre representative via online chat. One of our travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available.

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

 

 

Do you need to know About...

Long Term Travel Insurance

You’re going overseas for a good time AND a long time. 1Cover offers long-term travel insurance which can cover you for up to 12 months abroad - and you can extend if you need to. Find out more. 

Ski Guide

And if you want some insider advice the best places to go skiing, look no further than our in-depth Guide to Your Best Skiing holiday

Pre-Existing medical Conditions

A pre-existing medical condition is something that must be disclosed when you’re purchasing travel insurance. Find out what pre-ex conditions are and how they affect your travel insurance.

What travel insurance covers 

From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not. 

 

Going Bungee Jumping, Sailing, or motorbiking?
We cover 100+ Activities and sports. 

 

Where are you Going?


Find out everything you need to know about the best travel insurance for the following destinations:
 

 

Still Need Some Help? 

If you have any other questions or queries, please send us a message via our Contact Us page. 
If you are experiencing an emergency, please use the details on our Emergency Assistance page