Organising travel insurance is an important part of planning your next overseas adventure. Accidents can happen, and medical costs overseas can be expensive. When you are considering purchasing travel insurance it pays to be informed in order to choose the right policy to suit your needs.
Most people take out an insurance policy in the hope they won't have to use it. That's perfectly natural. Who does want misfortunate to come their way? However, it's often a matter of how you look at insurance. Obtaining insurance is really just keeping yourself and your family protected against unforeseen events - purchasing peace of mind in fact. And when you thoughtfully compare travel insurance to get the best quote you also have the peace of mind you have purchased great value as well as great protection.
Medical insurance protects you as you travel, so you are not faced with paying what we in New Zealand would regard as obscene amounts of money for medical or dental care or for hospitalisation.
When you think it through logically, what would happen if you were to fall ill or suffer from an emergency while you were travelling in a foreign country and you had not taken out insurance? Some countries, such as many of the South African nations, insist on cash up front before care is given. Yes, many travellers do turn to our Consulates and Embassies for assistance, but after the emergency is over - you still have to pay the money back!
The cost of medical attention overseas is far more than you can expect to pay in New Zealand, while medical evacuation back to New Zealand can cost anywhere from $60,000 from nearby regions to in excess of $100,000, depending where you are in the world.
We Make Choosing Easy
1Cover NZ offers you a travel insurance comparison that will quickly and easily help you decide what your insurance needs are whether you're a backpacker, a student off to the UK for gap year, a family or a business professional.
Compare annual travel insurance or single trip details at our online travel quote facility. There you can decide which best suits your needs before obtaining quotes and an online price from other travel insurers. Naturally, all our policies provide extensive, often unlimited, cover for medical and hospital expenses and medical emergencies and evacuation, then you can choose between policies that provide varying levels of protection for luggage and personal effects, travel delay and alternative transport, trip cancellations and far more.
We invite you to compare travel insurance plans and our online prices today. You will be surprised just how affordable our cover is.
It's always important to compare the cover levels for the various possibilities that travel insurance covers you for.
Terms and conditions, limits and exclusions apply. Please see PDS for full details.
With 1Cover's overseas policies we offer basics, essentials and comprehesive levels of cover.
We also have single and annual travel insurance policies.