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"Exceeded all expectations with 5 star service and exceptional level of care"
— Sean Mar 17, 2021

The one thing you need when one thing goes wrong

Travel with snow worries with 1Cover's Ski Insurance. You'll enjoy all the benefits of 1Cover's award-winning comprehensive policies, plus extra benefits specifically designed for ski holidays. 

 

Unlimited Medical  Medical Costs

Unlimited medical assistance for your overseas expenses including emergency medical evacuation if you hurt yourself on the ski slopes..

activities Winter sports

Cover for skiing, snowboarding, heli-skiing, and other winter sports activities both on-piste and off-piste within resort boundaries

cancel

Cancellation Cover

If illness or injury mean you can’t use prepaid ski passes, ski hire, or ski lessons, we’ll cover any lost deposits or expenses.

ski gear

Ski equipment

If your favourite snowboard, skiis, or any other winter sports equipment is lost, stolen or damaged, (while not in use) we'll cover it. .

weather  Bad weather

  If bad weather delays your travel by more than 12 hours, we’ll cover any accommodation and required travel expenses.

piste closure  piste closure

   If bad weather, lack of snow, or power failure cause closures for more than 24 hours, we'll cover extra ski pass costs, or transport to the nearest resort.

ski gear

 rental ski gear excess

  If your ski rental gear is stolen or damaged, don't worry. We'll cover the rental gear excess, or the cost of the repairs. 

rental car

 rental car excess

  Hiring a car to get to and from the slopes each day? We'll cover the excess up to $5,000 if the car is damaged or stolen.

Please note: a double excess will apply for some claims that arise directly from you participating in winter sport activities (see Policy Wording for details). Additionally, all the benefits listed below are subject to the terms and conditions, as well as the limits and exclusions as outlined in the Policy Wording. If you need a policy for multiple trips a year, see our annual frequent traveller page.

Table of Benefits -
Ski & Snowboarding Travel Insurance

Explore our table of benefits below to see the top policy benefits provided by our ski policies. To see the full list of the many benefits of our ski policies, see the Policy Wording or get an instant quote now.   

Ski Travel Insurance Policy Benefit Comprehensive/ Frequent Traveller Domestic/ Frequent Traveller Domestic Already Overseas
MEDICAL
     

Overseas Emergency Medical Assistance^

Unlimited

X

Unlimited

Overseas Emergency Medical & Hospital Expenses^*

Unlimited X

Unlimited

Includes Dental Expenses (per adult)^

$1,000

X

$500

Resumption Of Journey^*

$3,000

X

$3,000

Hospital Cash Allowance^*

$5,000

X

$5,000

Accidental Death*

$25,000

$25,000

$25,000

Permanent Disability^*

$25,000

X

$25,000

Loss of Income^*

$10,400

X

$10,400

Luggage
     

Credit Card Fraud & Replacement^

$5,000

X

$5,000

Includes Travel Documents & Traveller's Cheques^

Yes

X

Yes

Theft Of Cash^#

$250

X

$250

Luggage & Personal Effects*

$15,000

$15,000

$15,000

Luggage & Personal Effects Delay Expenses^

$250

X

$250

cancellation 
     

Additional Accommodation & Travel Expenses*

$50,000

$50,000

$50,000

Includes Family Emergency*

Yes

Yes

Yes

Includes Emergency Companion Cover*

Yes

Yes

Yes

Cancellation Fees & Lost Deposits*

Unlimited

Unlimited

Unlimited

Disruption Of Journey*

$2,000

$2,000

$2,000

Alternative Transport Expenses^

$5,000

X

$5,000

ancillary 
     

Personal Liability#

$5 million

$5 million

$5 million

Domestic Pets^*

$500

X

$500

Domestic Services^*

$500

X

$500

Rental Vehicle Insurance Excess#*

$5,000

$5,000

$5,000

Winter Sports Pack 
     
Emergency Rescue^^

Unlimited

Unlimited Unlimited
Ski Pack^^

$750

$750 $750

Domestic Services

$500

$500 $500
Piste Closure^^*

$1,000

$1,000 $1,000
Bad Weather & Avalanche Closure^^

$750

$750 $750
Winter Sports Equipment Hire^^

$1,500

$1,500 $1,500
Winter Sports Equipment Excess^^*

$750

$750 $750
 
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Ski And Snowboarding Travel Insurance FAQS

  •  Am I Covered For Heliskiing?
  • The Winter Sports Pack covers claims that may arise from amateur heliskiing activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle. Terms and conditions, limits and exclusions apply. Please refer to the Policy Wording for further information.

  • Am I Covered For Off-Piste Skiing & Snowboarding?
  • Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.​

    You must select the Winter Sports Pack add-on when booking your policy to be covered for any winter sports activities. 

  • Do Your Policies Provide Cover For Backcountry?
  • We do not cover backcountry skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slopes, it is advised to stay within resort boundaries where the slopes are patrolled. 

  • Am I Covered For Rental Ski Equipment Hire Excess?
  • Yes! When you are booking your policy simply select the Winter Sports Pack add-on and you will enjoy cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the Policy Wording for further information.

  • Are There Any Age Restrictions For The Winter Sports Pack?
  • Yes, these policies are only available for customers under the age of 64. 

  • Under What Sections Does Double Excess Apply?
  • A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess. 

  • Is There Anything The Winter Sports Pack Does Not Cover?
  • The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities. 

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds if you come home earlier than planned. This is stated in the Policy Wording.

 

READ ALL FAQS

 

 

helpful resources for Skiiers

First time skier?

Lucky you! There’s nothing quite like your first time. Here a useful ski resource to get you started and get you excited for your trip. 

SafeTravel North America page

The New Zealand Government's SafeTravel website is a must for anyone who's going skiing. Find out country specific travel advice, passport information, and visa information.

1Cover's Medical Hub

Do you have pre-existing medical conditions? Or are you pregnant? Maybe you're concerned about the types of vaccinations you get while skiing. Find out everything you need to know here.

 

 

We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5, Independently Rated On Feefo 
  • "Don't Leave Country Without it"

    Prompt support when unexpected happened. I don't know what I would have done if I didn't have it when I got robbed.

    By Damiliya, Feefo User

  • "Good Value, Good Service"

    Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in back home ... accepted and paid within two weeks.

    By Kevin, Feefo User

  • "Exceptional Speed In Response To A Claim"

    First time I've had to make a claim. Speed of process was quite unbelievable.

    By Anon, Feefo User

Optional Coverage

Choose Your Excess

CHOOSE YOUR EXCESS 

You can choose to lower your excess, which means you'll pay less if you need to claim. 

High Value Item Cover

High-Value Items Cover

Protect your high-value items not automatically covered by your policy. Note: items cannot be older than 12 months.

Rental Car Cover

Additional Rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

 

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Still Need Some Help? 

If you have any other questions or queries, please send us a message via our Contact Us page. 
If you are experiencing an emergency, please use the details on our Emergency Assistance page