Ski and Snowboarding Travel Insurance

The Remarkables, Hotham, Aspen or Whistler; hitting the slopes can be a thrill seekers dream. This adventure comes with its own unique risks so be sure to get 1Cover's comprehensive travel insurance with Winter Sports Pack add-on.

Travel Alerts: 

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"Excellent Service"
— Lynda Mar 07, 2017

Winter Sports Travel Insurance Benefits

A holiday to the snow should be jam-packed with adventure, action, and fun. Unfortunately, accidents can happen and unexpected issues can arise. Travel easy of your next ski trip with 1Cover’s winter sports travel insurance. You'll enjoy all the benefits of 1Cover's award-winning comprehensive policies plus extra benefits specifically designed for ski holidays.  Get a quote today.

Unlimited Medical

Unlimited Medical

Unlimited medical assistance for your entire trip, including emergency medical evacuation if you hurt yourself on the ski slopes. 

Winter Sports

Winter Sports 

Cover for skiing, snowboarding, heli-skiing, and other winter sports activities both on-piste and off-piste within resort boundaries. 

Cancellation Cover

Cancellation Cover 

If illness or injury mean you can’t use prepaid ski passes, ski hire, or ski lessons, we’ll cover any lost deposits or expenses.

Ski Equipment 

If your favourite snowboard, skiis, or any other winter sports equipment is lost, stolen or damaged, we'll cover it. 

Bad Weather

Bad Weather

If bad weather delays your travel by more than 12 hours, we’ll cover any accommodation and required travel expenses.

Closure Cover

Closure
Cover

If bad weather, lack of snow, or power failure cause closures for more than 24 hours, we'll cover extra ski pass costs, or transport to the nearest resort.

Rental Ski Equipment Excess

Rental Ski gear Excess

If your ski rental gear is stolen or damaged, don't worry. We'll cover the rental gear excess, or the cost of the repairs. 

Rental Vehicle Excess

Rental Car Excess

Hired a car to get to and from the slopes each day? We'll cover the excess up to $5,000 if the car is damaged or stolen.

It's the One Thing You Need When One Thing Goes Wrong

Table of Benefits -
Ski & Snowboarding Travel Insurance

Explore our table of benefits below to see the top policy benefits provided by our Frequent Traveller annual travel insurance policies. To see the full list of the many benefits of our Frequent Traveller annual policies, see the PDS or get an instant quote now

Ski Travel Insurance Policy Benefit Comprehensive/ Frequent Traveller Domestic/ Frequent Traveller Domestic Already Overseas
MEDICAL
     

Overseas Emergency Medical Assistance

Unlimited

X

Unlimited

Overseas Emergency Medical & Hospital Expenses

Unlimited X

Unlimited

Includes Dental Expenses (per adult)

$1,000

X

$500

Resumption Of Journey

$3,000

X

$3,000

Hospital Cash Allowance

$5,000

X

$5,000

Accidental Death

$25,000

$25,000

$25,000

Permanent Disability

$25,000

X

$25,000

Loss of Income

$10,400

X

$10,400

Luggage
     

Credit Card Fraud & Replacement

$5,000

X

$5,000

Includes Travel Documents & Traveller's Cheques

Yes

X

Yes

Theft Of Cash

$250

X

$250

Luggage & Personal Effects

$15,000

$15,000

$15,000

Luggage & Personal Effects Delay Expenses

$250

X

$250

cancellation 
     

Additional Accommodation & Travel Expenses

$50,000

$50,000

$50,000

Includes Family Emergency

Yes

Yes

Yes

Includes Emergency Companion Cover

Yes

Yes

Yes

Cancellation Fees & Lost Deposits

Unlimited

Unlimited

Unlimited

Disruption Of Journey

$1,000

$1,000

$1,000

Alternative Transport Expenses

$5,000

X

$5,000

ancillary 
     

Personal Liability

$5 million

$5 million

$5 million

Domestic Pets

$500

X

$500

Domestic Services

$500

X

$500

Rental Vehicle Insurance Excess

$5,000

$5,000

$5,000

Winter Sports Pack 
     
Emergency Rescue

Unlimited

Unlimited Unlimited
Ski Pack

$750

$750 $750

Domestic Services

$500

$500 $500
Piste Closure

$1,000

$1,000 $1,000
Bad Weather & Avalanche Closure

$750

$750 $750
Winter Sports Equipment Hire

$1,500

$1,500 $1,500
Winter Sports Equipment Excess

$750

$750 $750
 
Get a quote

 

Optional Coverage

Choose Your Excess

CHOOSE YOUR EXCESS 

Choose the excess that best suits you. Opting for a lower excess means you'll pay less if you need to claim.

High Value Item Cover

High-Value Items Cover

Protect your high-value items not automatically covered by your policy. Note: items cannot be older than 12 months.

Rental Car Cover

Additional Rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

 

Get a quote

 

We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5, Independently Rated On Feefo 
  •  
  • "Don't Leave Country Without it"

    Prompt support when unexpected happened. I don't know what I would have done if I didn't have it when I got robbed.

    By Damiliya, Feefo User

  • "Good Value, Good Service"

    Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in back home ... accepted and paid within two weeks.

  • By Kevin, Feefo User

  • "Exceptional Speed In Response To A Claim"

    First time I've had to make a claim. Speed of process was quite unbelievable.

    By Anon, Feefo User

 

FAQs About Ski And Snowboarding Travel Insurance

  •  Am I Covered For Heliskiing?
  • The Winter Sports Pack covers claims that may arise from amateur heliskiing activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.

  • Am I Covered For Off-Piste Skiing & Snowboarding?
  • Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.

  • Do Your Policies Provide Cover For Backcountry?
  • We don't cover Backcountry Skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slope

  • Am I Covered For Rental Ski Equipment Hire Excess?
  • Yes, our Winter Sports Pack includes cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.

  • Are There Any Age Restrictions For The Winter Sports Pack?
  • Yes, these policies are only available for customers under the age of 64. 

  • Under What Sections Does Double Excess Apply?
  • A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess. 

  • Is There Anything The Winter Sports Pack Does Not Cover?
  • The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities. 

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

 

READ ALL FAQS

 

 

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Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Trusted By 1.5 Million People

We are proud to say that we've provided award-winning travel cover to more than 1.5 million travellers around the world. You're sure to find a policy to suit you. 

24/7 Emergency Assistance

You can rest assured and travel with total confidence knowing that you have 24/7 emergency assistance at all times. We are there for you when you need us most.

 Kids Are Covered For No Extra Cost 

Travel with kids or grandkids? Any dependant under 21 years who travels with a parent or grandparent for 100% of the journey is covered for no extra cost on the policy. 

Local Call
Centre

Our Call Centre is based in Auckland and is open 7 days a week for your convenience. Call our team of customer service legends and they'll happily tailor a policy to suit your needs.

Rental Vehicle
Excess

Don't get ripped off by the rental companies. If your rental vehicle is involved in an accident or is stolen, our policies will cover the excess payable up to $5,000. 

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
1Cover Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
0800 000 333
(within New Zealand)
From
Overseas


+64 9886 2453 

Claims


0800 367 729

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Saturday
11:00 am - 6:00 pm
Sunday
12:00 pm - 6:00 pm