Ski and Snowboarding Travel Insurance

The Remarkables, Hotham, Aspen or Whistler; hitting the slopes can be a thrill seekers dream. This adventure comes with its own unique risks so be sure to add 1Cover's Winter Sports Pack to your policy. 

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Winter Sports Pack Features & Benefits

1Cover Winter Sports Pack add-on provides the cover you need when you’re heading to the snow. Select this add-on when you purchase your policy to ensure you’re covered for snow and winter sports activities on your holiday.  

The Winter Sports Pack can be added to all domestic and international 1Cover plans, except Essentials, Medical Only and Visitors to New Zealand. It cannot be purchased individually. 

Please note: you must be aged 64 years and under at the time your policy is issued to purchase the Winter Sports Pack add-on. A double excess applies for certain sections. Please see FAQs below for more details. 
 

  • Carve up the powder with total peace of mind - cover for skiing, snowboarding, heli-skiing, and other winter sports activities. This includes cover for activities both on-piste and off-piste within the resort boundaries
  • Hurt yourself on the slopes? We provide cover for emergency evacuation from the ski slopes to the nearest hospital for treatment.

  • Snow ski equipment hire is also covered, so if something happens to your own you don't lose out on time on the slopes.

  • Cover is also provided for prepaid ski pass, ski hire and ski lessons if you’re unable to use them due or injury or illness, plus cover for your own snow gear and ski equipment.
  • We cover extra travel and accommodation expenses if your journey is delayed for more than 12 hours because of an avalanche or bad weather.
  • If bad weather, lack of snow, or power failure cause lift systems to close for more than 24 hours, we'll cover the cost of extra ski passes, or transport to the nearest resort will be covered.
  • Taken a tumble on the slopes and damaged your ski rental equipment? All good. We take care of the hire excess, or the cost of repairing the ski rental items. 

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

 

 

FAQs About Ski & Snowboarding Travel Insurance

  • Am I Covered For Heliskiing?
  • The Winter Sports Pack covers claims that may arise from amateur heliskiing activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.

  • Am I Covered For Off-Piste Skiing & Snowboarding?
  • Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.

  • Do Your Policies Provide Cover For Backcountry?
  • We don't cover Backcountry Skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slopes.

  • Am I Covered For Rental Ski Equipment Hire Excess?
  • Yes, our Winter Sports Pack includes cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.

  • Can I Purchase A Frequent Traveller Policy With Winter Sports Pack?
  • Yes, of course. This is available for both overseas and domestic policies. There are three different types of Frequent Traveller products to choose from, depending on how long each individual journey will be throughout the year. Please call our team for more information, or visit our Frequent Traveller page.

  • Are There Any Age Restrictions For The Winter Sports Pack?
  • Yes, these policies are only available for customers aged 64 years and under.

  • Under What Sections Does Double Excess Apply?
  • A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess. 

  • Is There Anything The Winter Sports Pack Does Not Cover? 
  • The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities. 

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of the trip dates stated on your Certificate Of Insurance. There are no refunds should you come home earlier than planned.

 

Full FAQs List 

Table of Benefits - Travel Insurance With Winter Sports Pack

Explore our table of benefits below to see all the cover provided by our travel insurance policies that the Winter Sports Pack is available with. 

Policy Benefit Comprehensive/ Frequent Traveller Domestic/ Frequent Traveller Domestic Already Overseas

Medical

 

   

Overseas Emergency Medical Assistance

Unlimited

X

Unlimited

Overseas Emergency Medical & Hospital Expenses

Unlimited X

Unlimited

Includes Dental Expenses (per adult)

$1,000

X

$500

Resumption Of Journey

$3,000

X

$3,000

Hospital Cash Allowance

$5,000

X

$5,000

Accidental Death

$25,000

$25,000

$25,000

Permanent Disability

$25,000

X

$25,000

Loss of Income

$10,400

X

$10,400

Luggage

     

Credit Card Fraud & Replacement

$5,000

X

$5,000

Includes Travel Documents & Traveller's Cheques

Yes

X

Yes

Theft Of Cash

$250

X

$250

Luggage & Personal Effects

$15,000

$15,000

$15,000

Luggage & Personal Effects Delay Expenses

$250

X

$250

Cancellation

     

Additional Accommodation & Travel Expenses

$50,000

$50,000

$50,000

Includes Family Emergency

Yes

Yes

Yes

Includes Emergency Companion Cover

Yes

Yes

Yes

Cancellation Fees & Lost Deposits

Unlimited

Unlimited

Unlimited

Disruption Of Journey

$1,000

$1,000

$1,000

Alternative Transport Expenses

$5,000

X

$5,000

Ancillary

     

Personal Liability

$5 million

$5 million

$5 million

Domestic Pets

$500

X

$500

Domestic Services

$500

X

$500

Rental Vehicle Insurance Excess

$5,000

$5,000

$5,000

Winter Sports Add On      
Emergency Rescue

Unlimited

Unlimited Unlimited
Ski Pack

$750

$750 $750

Domestic Services

$500

$500 $500
Piste Closure

$1,000

$1,000 $1,000
Bad Weather & Avalanche Closure

$750

$750 $750
Winter Sports Equipment Hire

$1,500

$1,500 $1,500
Winter Sports Equipment Excess

$750

$750 $750

 

Further Reading

Snowboarding Insurance

We offer specialist winter sports insurance, for both recreational and professional snowboarders.

 

Snowboarding Insurance

Domestic Travel Insurance

New Zealand attracts adventure seekers and snow lovers. Check out our tips and travel advice for domestic trips.

 

Domestic Travel Insurance

Activities Guide

In the water, air or snow, on wheels, with animals, extreme adventures or friendly sports, whatever kind of activity you want to explore you should always check to make sure you're covered.

Activities Guide

What Is Covered?

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.

 

What Is Covered?

 

 

Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.

 

 

One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring New Zealand or the rest of the world, we have a travel insurance policy to suit your needs.

 

Local Call Centre

Our Call Centre is based in Auckland. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $8000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen. 

Coverage For The Family

Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.