Are you visiting family or friends within New Zealand? Get covered with our Domestic Travel Insurance.
Our domestic travel insurance covers you for rental car excess insurance, luggage, personal effects, lost deposits plus more.
You also have the option to purchase additional cover for high value items such as camera equipment and we charge no excess on any claims.
With an office in Auckland, 1Cover Travel Insurance has dedicated New Zealand professionals on hand to assist with every Kiwi's travel insurance needs. Whether you are taking a short hop across the Tasman to Australia, a long-haul jaunt to Europe or flop-and-drop on a tropical Pacific Island, we're here to offer security and peace of mind for yourself and your family against the risks of travel.
As a specialist online business, we're committed to providing the best quality international and domestic travel insurance policies at a low cost, without cutting any corners.
It's very straightforward to receive a quote or buy from us, simply enter your details above or click on www.1Cover.co.nz and you'll be guided through a series of questions which include your holiday duration, how many people in your travel party and any specifics about your trip such as pre-existing medical conditions or cover for high-value items. You'll then be given a price and it's only a couple more steps to purchase if everything is in order. Once you have purchased, you'll receive an email automatically in your inbox with your policy details and a link to our policy wording. It's really very simple.
We also have a dedicated call centre team to assist should you prefer a more personal touch, or have any queries. You'll be pleased to know the price is the same if you purchase online or with our customer care team so you can choose your purchasing preference without being penalised. Our enthusiastic team can be reached on 0800 000 333.
We're proud of our commitment to providing New Zealanders with low cost, great value trusted travel insurance and look forward to assisting in securing your future holidays, wherever they may take place around the globe.
Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.
There is a nil excess that applies to all cover items on the Domestic plan.
No. If you are travelling in New Zealand waters on a cruise liner you need to purchase travel insurance that covers region 4 (Pacific). This will ensure that you are covered for emergency medical assistance and emergency medical and hospital cover.
Please be aware the rental vehicle excess benefit does not take the place of Rental Vehicle insurance. We will reimburse you up to $5,000 (Non-Residents plan provides cover up to $2,500) for any excess or deductible which you become legally liable to pay under your Rental Vehicle hiring agreement if the Rental Vehicle is involved in an accident while you are driving, or is damaged or stolen while in your custody.
Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.
A complete list of FAQS.
Explore our table of benefits below to see all the cover provided by our domestic travel insurance policies.
|Key Benefits||Comprehensive||Frequent Traveller|
Additional Accommodation & Travel Expenses
Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).
Includes Family Emergency
Cover for additional travel expenses if your travelling companion, or a relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.
Includes Emergency Companion Cover
Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.
A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.
Luggage & Personal Effects
Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and computer.
Cancellation Fees & Lost Deposits
Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.
Disruption of Journey
Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control.
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
|$5 million||$5 million|
Rental Vehicle Excess
Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; stolen, crashed or damaged and/or the cost of returning the rental vehicle due to you being unfit to do so.
Going on a domestic trip around New Zealand? Check out our domestic traveller advice and tips.
Taking the leap and planning to travel for a long time and not coming back until everything is ticked off your bucket list? You can buy a long term travel insurance policy with us that covers you for 12 months of consecutive travel.
We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.
We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring New Zealand or the rest of the world, we have a travel insurance policy to suit your needs.
Our Call Centre is based in Auckland. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.
Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.
Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our single and family policies.
You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.