Domestic Travel Insurance

Visiting family or friends within New Zealand or taking off for a quick getaway? Get covered with our New Zealand Domestic Travel Insurance.

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"Excellent Service"
— Lynda Mar 07, 2018

Domestic Travel Insurance Benefits

Our New Zealand Domestic Travel Insurance policy provides you with all the benefits you need to travel with total peace of mind. We're proud of our commitment to providing New Zealanders with affordable travel insurance you can rely on. 

Rental Vehicle Excess

Rental Vehicle Excess

Don't get ripped off. Hire a rental car and we'll cover the excess up to $5,000 if the car is stolen, damaged or in an accident. 

Unlimited Cancellation

Unlimited
Cancellation

If the unexpected happens and plans change, you've got unlimited cover for cancellation fees or lost deposits.

Luggage and Personal Items

Luggage and Personal Items

Travelling with your fave bag, valuables or a few new outfits? You're covered for up to $15,000 worth of luggage and personal effects.

Kids Travel Free

Kids Travel For No Extra Cost

  • Travelling with your kids and grandkids? They’re covered for no extra cost. We only charge you for each adult on your policy.
Unexpected Travel Delays

Travel
Delays 

If your journey is delayed by events outside of your control, we'll cover additional accommodation and meal expenses.

Family Emergency

Family Emergency 

If a a loved one is unexpectedly hospitalised or passes away and you need to return home early, we'll cover the costs to get you there.

Three Policies To Choose From

Customise Your Policy

Our range of optional add-ons mean you are able to tailor your policy to suit your trip type, your budget and your travel needs.

Group Travel

Travel on the One Policy

You can travel on the same policy as your partner, your mates, a family member. In fact, up to 25 people can go on the one policy.

It's The One Thing You Need When One Thing Goes Wrong

Table of Benefits - Domestic Travel Insurance

Explore our table of benefits below to see the policy benefits provided by our Domestic travel insurance policies. To find out more about our Domestic travel insurance policies, see the PDS or get an instant quote now

Domestic Travel Insurance Policy Benefit Domestic Travel Insurance
Single Trip
Domestic Travel Insurance
Frequent Traveller Annual
Medical - domestic Travel Insurance
   

Overseas Emergency Medical Assistance^

X

X

Overseas Emergency Medical & Hospital Expenses^*

X X

Includes Dental Expenses (per adult)^

X

X

Resumption Of Journey^*

X

X

Hospital Cash Allowance^*

X

X

Accidental Death*

$25,000

$25,000

Permanent Disability^*

X

X

Loss of Income^*

X

X
luggage - domestic Travel Insurance
   

Credit Card Fraud & Replacement^

X

X

Includes Travel Documents & Traveller's Cheques^

X

X

Theft Of Cash^#

X

X

Luggage & Personal Effects*

$15,000

$15,000

Luggage & Personal Effects Delay Expenses^

X

X
cancellation - domestic Travel Insurance
   

Additional Accommodation & Travel Expenses*

$50,000

$50,000

Includes Family Emergency*

Yes

Yes

Includes Emergency Companion Cover*

Yes

Yes

Cancellation Fees & Lost Deposits*

Unlimited

Unlimited

Disruption Of Journey*

$1,000

$1,000

Alternative Transport Expenses^

X

X
ancilliary - domestic Travel Insurance
   

Personal Liability#

$5 million

$5 million

Domestic Pets^*

X

X

Domestic Services^*

X

X

Rental Vehicle Insurance Excess#*

$5,000

$5,000

 

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Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. This will ensure you're covered for all things while at sea, including medical. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes anytime during the year on you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

Additional Rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

Read More

Unless otherwise specified in the PDS: Sections 12, 12A, 12B & 13 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B & 13, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.

^^ You only have this cover for these sections if the relevant pack has been purchased.
*  Sub-limits apply
^  You do not have cover under these sections while travelling in New Zealand.
# Limits are per policy regardless of persons the claim relates to.

 

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We've Already Helped
1.5 Million Customers

1Cover is rated 4.4 out of 5, Independently Rated On Feefo 
  • "Don't Leave Country Without it"

    Prompt support when unexpected happened. I don't know what I would have done if I didn't have it when I got robbed.

    By Damiliya, Feefo User

  • "Good Value, Good Service"

    Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in back home ... accepted and paid within two weeks.

    By Kevin, Feefo User

  • "Exceptional Speed In Response To A Claim"

    First time I've had to make a claim. Speed of process was quite unbelievable.

    By Anon, Feefo User

FAQs About domestic Travel Insurance

  • Is There An Excess On My Domestic Travel Insurance?
  • There is a $200 excess that is applicable per event per claim on the Domestic plan..  

  • Am I Covered On A Domestic Policy If I Am Travelling On A Cruise Liner Within New Zealand Waters?
  • No. If you are travelling in New Zealand waters on a cruise liner you will need to purchase our Cruise Pack add-on with your policy, selecting 'New Zealand Cruise' for your region. This will ensure you are covered for emergency medical assistance and emergency medical and hospital cover, cancellations, missed departure and more. See our Cruise Travel Insurance page for more information.

  • Do I Need Rental Vehicle Insurance If My Travel Insurance Covers Rental Vehicle Excess?
  • Please be aware the rental vehicle excess benefit does not take the place of Rental Vehicle insurance. We will reimburse you up to $5,000 (unless you have opted to increase your excess) for any excess or deductible which you become legally liable to pay under your Rental Vehicle hiring agreement if the Rental Vehicle is involved in an accident while you are driving, or is damaged or stolen while in your custody. Please note: the Non-Residents plan provides excess cover up to $2,500.

  • What Happens If I Go Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.

 

 

READ ALL FAQS

 

 

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Find out everything you need to know about travel insurance for the following destinations:
 

 

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
1Cover Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
0800 000 333
(within New Zealand)
From
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+64 9886 2453 

Claims

0800 468 220

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