Travel Insurance For Your Family

1Cover provides affordable travel insurance for your family, so you can enjoy total peace of mind. Kids and grandkids are covered for no extra cost. 

Travel Alerts: Bali Mt. Agung Volcanic Activity & Policy Exclusion

"Excellent Service"
— Lynda Mar 07, 2017

 

Whether you're travelling to a new country or road tripping around New Zealand, 1Cover Travel Insurance has outstanding travel travel insurance for you and your family at an affordable price. No matter what policy you select, your kids or grandkids are covered for no extra cost (so long as they’re under 21, travelling with you the whole time, and not in full-time employment), meaning you’ll have more spending money for your family trip!


Features & Benefits 

  • Travelling with your kids and grandkids? They’re covered at no extra cost. We’ll only charge you for each adult on your policy.
  • Planning to take some valuables on your trip? We cover up to $15,000 worth of luggage and personal effects for every adult on your policy. All types of families are looked after.

  • Don’t worry if an unexpected disaster affects your trip. We cover unlimited cancellation and lost deposits.

  • Whether you’re travelling overseas or visiting family within New Zealand, we offer both domestic and international plans.

  • We know how important your family is. That is why we have up to $50,000 worth of family emergency cover.

  • Heading to the snow or taking a cruise? Our add-ons packs are designed to ensure you’re covered for all types of family holiday

 

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

 

 

FAQs About Travel Insurance For Families

  • What Is A Dependant?
  • A dependant is an adult traveller's child or grandchild, who is under the age of 21, and who is not in full time employment. In order to be classed as a dependant, the child must be travelling with their parent or grandparent at all times. If you have a child under 16 years of age that requires a single adult policy you will need to contact the call centre to discuss your options. Whether it’s two adults, multiple adults, or just a single adult travelling, we allow for an unlimited amount of dependants under all policies. 

  • What Are The Benefits Of Having Travel Insurance?
  • When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday. Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre on 0800 000 333.

  • How Can I Pay For My 1Cover Policy?
  • To help make the payment process as easy and simple as we can, we've created four methods of payment:
    Through the use of your credit card or debit card.
    You can ask for one of our cash payments forms which you can fill in and send back to us with a cheque.
    You can make a direct deposit into our bank account by visiting the bank or using online banking.
    You can also come and visit us in our Auckland-based sales office and pay by cash. Find us at 11B/17 Albert St, Auckland 1010 New Zealand.
    To arrange payment options please call our 1Cover call centre on 0800 000 333

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of the trip dates stated on your Certificate Of Insurance. There are no refunds should you come home earlier than planned.

 

A complete list of FAQS.

 

Table of Benefits - Family Travel Insurance

Explore our table of benefits below to see all the cover provided by our overseas travel insurance policies. Want to find out more about our Domestic Policy? Click here. 

Policy Benefit Comprehensive/ Frequent Traveller
(per adult)

Medical Only

(per adult)

Medical

 

 

Overseas Emergency Medical Assistance

Unlimited

Unlimited

Overseas Emergency Medical & Hospital Expenses

Unlimited

Unlimited

Includes Dental Expenses (per adult)

$1,000

$500

Resumption Of Journey

$3,000

x

Hospital Cash Allowance

$5,000

x

Accidental Death

$25,000

x

Permanent Disability

$25,000

x

Loss of Income

$10,400

x

Luggage

   

Credit Card Fraud & Replacement

$5,000

$1,000

Includes Travel Documents & Traveller's Cheques

Yes

x

Theft Of Cash

$250

x

Luggage & Personal Effects

$15,000

$5,000

Luggage & Personal Effects Delay Expenses

$250

x

Cancellation

   

Additional Accommodation & Travel Expenses

$50,000

x

Includes Family Emergency

Yes

x

Includes Emergency Companion Cover

Yes

x

Cancellation Fees & Lost Deposits

Unlimited

$2,500

Disruption Of Journey

$1,000

x

Alternative Transport Expenses

$5,000

x

Ancillary

   

Personal Liability

$5 million

$5 million

Domestic Pets

$500

x

Domestic Services

$500

x

Rental Vehicle Insurance Excess

$5,000

x

 

 

Additional Coverage 
 

Winter Sports

Winter Sports Pack

Cover for participating in winter sports activities including emergency rescue, piste closure, snow ski equipment hire and more.

Cruise Pack

Cruise Pack

Extra cruise related cover including pre-paid shore excursion cancellation, missed cruise departure, formal attire cover and more. 

Cruise Pack

Additional Rental Vehicle Excess

Increase cover for rental vehicles from the standard $5000 (up to $8,000).

 

Further Reading

Cruise Travel Advice

Going on a family cruise? There are a few details and oddities about travelling on the high seas that you should know before you depart. Check out our cruise traveller advice and tips .

Cruise Travel Advice

Europe Trips

Tips for planning a trip around the Europe. Including things to consider and what our travel insurance covers you for.

 

Europe Travel Insurance

Long Term Travel Insurance

Taking the leap and planning to travel for a long time and not coming back until everything is ticked off your bucket list? You can buy a long term travel insurance policy with us that covers you for 12 months of consecutive travel.

Long Term Travel Insurance

What Is Covered?

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.

 

What Is Covered?

Family Holiday To Greece

If you're going on a family holiday to the Greek Islands make sure you understand the risks so you can enjoy your holiday.

 

Greece Travel Insurance

Family Holiday To Fiji

If you're going on a family trip to Fiji make sure you understand the risks so you can enjoy your holiday.

 

 

Fiji Travel Insurance

Family Holiday To Bali

If you're going on a family trip to Bali make sure you understand the risks so you can enjoy your holiday.

 

Bali Travel Insurance

Domestic Family Holiday

If you're going on a family trip in New Zealand make sure you understand the risks so you can enjoy your holiday.

 

Domestic Travel Insurance

 

Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.

 

 

One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring New Zealand or the rest of the world, we have a travel insurance policy to suit your needs.

 

Local Call Centre

Our Call Centre is based in Auckland. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will automatically cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.