Get cracking into 10% off travel insurance* Available for a limited time only.
 
 

Family Travel Insurance 

 

Travel Alerts: 

Before you buy, please read our travel alerts.

"Exceeded all expectations with 5 star service and exceptional level of care"
— Sean Mar 17, 2021

Family Travel Insurance

 Travel Insurance for your whole family under one policy whether you’re going overseas or travelling around New Zealand.  

Activities Cover

adventure activities covered

1Cover covers for 100+ adventure activities.

Unlimited Trips In One Year

Domestic & international 

Whether you’re travelling around New Zealand or going round the world with your family, we have different policies to suit you and your loved ones.

Unlimited Cancellation

Unlimited Cancellation

You may have to cancel or switch things around at times, and we can cover for cancellation fees or lost deposits.

Rental Vehicle Excess

Extra Accommodation

 If you need to extend or shorten your journey, we can provide up to $50,000. Please see the Policy Wording for details. 

Unlimited Cancellation

Alternative 
Transport 

  • .You might need emergency alternative transport to make sure you get to important events on time - and this is where we can help. 
  •  
Activities Cover

Family
Ski Cover

Going for a family snow trip? You need to add 1Cover’s ski-pack to be protected on the slopes. 

Travel On One Policy

Family
Cruise Cover

 If you’re taking a cruise, you need to add the cruise to be adequately covered while out at sea

 

Luggage & Personal Effects Cover

Extra Cover for valuables

  • If you're planning to take High Value Items on your family trip, you can choose this add-on when buying your family travel insurance. 

 

Read the full policy wording in our Policy Wording for more details, including full terms and conditions. Limits and exclusions apply.


 

1Cover Customer Story

Isabella's Story

“They’ve got no idea..it can save your life.”

Watch the emotional story of Isabella Eaton, a little girl who travelled to Bali with her parents Tabitha and James.

See how 1Cover were able to help when Isabella nearly died - and why James thinks buying travel insurance is the most important decision you'll make when you go on holiday with your children. 

 

Table Of Benefits - Family travel Insurance

Decide on what’s the best travel insurance for you and your family. Explore our table of benefits below to compare with other travel insurers. 

Family Travel Insurance - Policy Benefit Comprehensive/ Frequent Traveller
(per adult)

Medical Only
(per adult)

Medical
   

Overseas Emergency Medical Assistance^

Unlimited

Unlimited

Overseas Emergency Medical & Hospital Expenses^*

Unlimited

Unlimited

Includes Dental Expenses (per adult)^

$1,000

$500

Resumption Of Journey^*

$3,000

x

Hospital Cash Allowance^*

$5,000

x

Accidental Death*

$25,000

x

Permanent Disability^*

$25,000

x

Loss of Income^*

$10,400

x
Luggage
   

Credit Card Fraud & Replacement^

$5,000

x

Includes Travel Documents & Traveller's Cheques^

Yes

x

Theft Of Cash^#

$250

x

Luggage & Personal Effects*

$15,000

x

Luggage & Personal Effects Delay Expenses^

$250

x
Cancellation
   

Additional Accommodation & Travel Expenses*

$50,000

x

Includes Family Emergency*

Yes

x

Includes Emergency Companion Cover*

Yes

x

Cancellation Fees & Lost Deposits*

Unlimited

x

Disruption Of Journey*

$2,000

x

Alternative Transport Expenses^

$5,000

x
Ancillary
   

Personal Liability#

$5 million

$5 million

Domestic Pets^*

$500

x

Domestic Services^*

$500

x

Rental Vehicle Insurance Excess#*

$5,000

x

 

Get a quote

 

Family travel insurance fAQS

  • Why Do I need a cruise travel insurance for my family holiday?
  • Once you're out on open water, this is classed as overseas and as such you will not be covered by the public health system. You will need to select our Cruise Pack add-on, selecting the New Zealand Cruise region. This add-on is available with Comprehensive policies. This ensures you are covered for full medical coverage whilst on board, as well as cancellations, missed departures, lost luggage, and more.

  • If my family needs to stay longer overseas, can we extend our policy?
  • Yes, you can apply to extend your policy by either getting in contact with our friendly call centre team or alternatively you can log in to our Policy Manager.

    We advise that you log in to the Policy Manager or contact us as soon as you know you need to extend your policy (ideally 7 days (NZST) before your policy is due to expire), so that we can make sure your extension is guaranteed. Once a policy lapses we are unable to extend it.

READ ALL FAQS

 

Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise with your family? Even when you’re cruising in New Zealand waters, you won’t be covered for medical costs on board. 1Cover’s cruise pack covers from ship to shore. See the Policy Wording for full details.

Winter Sports Pack

Winter Sports Pack

If you’re hitting the slopes with the family, the Winter Sports Pack covers winter sports activities such as skiing and snowboarding. See the Policy Wording for full details. 

Rental Car Cover

Additional rental Vehicle Excess

Most of 1Cover’s policies protect you with up to $5000 in rental vehicle excess cover. But if you’re hiring a car to take the family around, you have the option of increasing this cover to $8,000.

Read More

 

Get a quote

 

We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5, Independently Rated On Feefo 
  • "Don't Leave Country Without it"

    Prompt support when unexpected happened. I don't know what I would have done if I didn't have it when I got robbed.

    By Damiliya, Feefo User

  • "Good Value, Good Service"

    Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in back home ... accepted and paid within two weeks.

    By Kevin, Feefo User

  • "Exceptional Speed In Response To A Claim"

    First time I've had to make a claim. Speed of process was quite unbelievable.

    By Anon, Feefo User

travel tips

Medical Questions

Do you or anyone you’re travelling with have pre-existing medical conditions? Find answers to all your medical related questions here

Going on a cruise?

Going cruising with young kids? Or maybe you’re taking teenagers on the high seas? Find out which cruise liners are best for you, and handy tips on how to have your best cruising holiday.

Going On A Skiing Holiday?

Going on a Skiing Holiday? Going skiing in JapanNew ZealandAustraliaUSACanada, or Europe? Don’t book without reading this handy guide on where and when to go.

What travel insurance covers 

From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not. 

 

Still Need Some Help? 

If you have any other questions or queries, please send us a message via our Contact Us page. 
If you are experiencing an emergency, please use the details on our Emergency Assistance page