Group Travel Insurance

Are you travelling with a group of five or more travellers? We can cover up to 25 people on one policy.

Winner "Outstanding Value International Travel Insurance" Award

Group Travel Insurance Features & Benefits

Whether you're a school group, corporate group or a bunch of friends 1Cover Travel Insurance offers a group policy option for you.

Our travel insurance policies will cover the entire group for overseas medical expenses, lost luggage, cancellation and delays, plus much more.

You could benefit from great savings with our special group booking discounts. Contact our team for more details.

 
  • Simple, Easy, Fast. Organising a group policy takes the stress out of travel insurance.

  • Manage your group no matter where you are going. We can cover groups on both domestic and international plans.

  • A group policy means less hassle too as all the important contact details and paperwork are all set out in one document.

 

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

 

 

FAQs About Group Travel Insurance

  • Do I Need To Be Related To The Insured Person If I Take Out A Group Policy?
  • No. When you buy a group policy the individuals on the policy don't need to be related. This means that friends, colleges, partners or school groups can all purchase a policy together, making it easier for you.

  • How Many People Can Be Covered Under A Group Policy?
  • Up to 25 people can be covered under a group policy. You can purchase group policies for up to 10 people online, if you have 11 or more people in your group please call our team for a quote.

  • Will There Be Separate Policies Provided?
  • We issue one Certificate of Insurance, however, you are covered as if you are each insured under separate policies with single benefit limits per insured person.

  • What Details Do I Need To Get Travel Insurance For My Group?
  • To get a quote online or over the phone you will need the following details about your group and the trip you are going on: Destination your group is travelling to, duration of trip and the age of each traveller.

  • Can Dependents Be Covered On A Group Policy?
  • Unfortunately no. Group cover does not provide cover for dependants. If you would like to include your dependants on the policy you will have to pay for them as adults.

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

 

Full list of FAQs

 

Table of Benefits - Group Travel Insurance

Purchasing a group policy means that each individual named on the certificate of insurance will have the following benefit limits. Explore our table of benefits below to see all the cover provided by our overseas travel insurance policies.

Key Benefits Comprehensive  Basics

Overseas Emergency Medical Assistance

Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, messages to family and hospital guarantees.

Unlimited Unlimited

Overseas Emergency Medical & Hospital Expenses*

Cover for overseas medical treatment if you are injured or become sick overseas, including; medical, hospital, surgical and nursing.

Includes Dental Expenses (Per Person)*

Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth. 

Unlimited

 

$1000

Unlimited

 

$500

Luggage & Personal Effects*

Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and computer.

$15,000  

Cancellation Fees & Lost Deposits*

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.

Unlimited  

Rental Vehicle Excess*

Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; stolen, crashed or damaged and/or the cost of returning the rental vehicle due to you being unfit to do so.

$5,000  

Medical Benefits

Medical Benefits Comprehensive Basics

Additional Accommodation & Travel Expenses

Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).

Includes Family Emergency

Cover for additional travel expenses if your travelling companion, or a relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.

Includes Emergency Companion Cover

Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.

$50,000  

Resumption of Journey

Cover for the cost of airfares for you to resume your Journey if you return Home because of the unexpected death or hospitalisation of a Relative of yours.

$3,000  

Hospital Cash Allowance

An allowance of $50 per day if you are hospitalised for more than 48 continuous hours while overseas.

$5,000  

Accidental Death

A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.

$25,000  

Permanent Disability

A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.

$25,000  

Loss of Income

A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to New Zealand. 

$10,400  

Luggage Benefits

Luggage Benefits Comprehensive Basics

Credit Card Fraud & Replacement*

Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

Includes Travel Documents & Traveller's Cheques

Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.

$5,000  

Theft of Cash

Cover for the following items stolen from your person, bank notes, cash, currency notes, postal orders and money orders.

$250  

Luggage & Personal Effects Delay Expenses

Cover to purchase essential items of clothing and other personal items following luggage delayed and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours.

$250  

Cancellation Benefits

Cancellation Benefits Comprehensive Basics

Disruption of Journey

Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control. 

$1,000  

Alternative Transport Expenses

Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements. 

$5,000  

Ancillary Benefits

Ancillary Benefits Comprehensive Basics

Personal Liability*

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.

$5 million $5 million

Domestic Pets

Cover for additional boarding kennel or cattery fees resulting from your delayed return home, also veterinary fees if your pet is injured while you are away.

$500  

Domestic Services

Cover for house keeping services following injury/disablement continuing upon your return home.

$500  

* $100 excess payable

 

Further Reading

Long Term Travel Advice

You can buy a long term travel insurance policy with us that covers you for 12 months of consecutive travel.

 

Long Term Travel

Overseas Weddings 

Are you planning a group overseas trip for your big day? Maybe to Hawaii, Fiji, Bali or Las Vegas? Take out travel insurance to cover the trip to and from your wedding.

 

Overseas Wedding Insurance

Annual Travel Insurance

Are you a frequent traveller? You could save money with our Annual Multi Trip policy. Get covered for an unlimited number of 90 day trips for a whole year.

Annual Travel Insurance

What Is Covered?

Our travel insurance covers a range of things that could go wrong while on holiday such as overseas medical assistance, car hire excess, luggage and lots more.

 

What Is Covered?

 

 

 

Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing conditions on a case by case basis.

 

 

One Million Customers

We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring New Zealand or the rest of the world, we have a travel insurance policy to suit your needs.

 

Local Call Centre

Our Call Centre is based in Auckland. We’re open seven days a week for your convenience. Our team are trained travel insurance specialists who will be able to assist you in tailoring travel insurance to suit your needs.

Rental Car Excess

Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance resulting from the vehicle being involved in an accident, is damaged or stolen.

Coverage For The Family

Dependants under 21 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our single and family policies. 

24 Hour Emergency Help

You can rest assured knowing that you have 24/7 emergency assistance. We are there for you when you need us most.