Single Travel Benefits For overseas

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Medical Only


Overseas Emergency Medical Assistance

Cover for emergency medical assistance while you are overseas including; 24 Hour emergency medical assistance, Ambulance fees, Medical Evacuation, Funeral Arrangements (sub limits apply), Messages to family and Hospital Guarantees.

unlimited unlimited

Overseas Emergency Medical & Hospital Expenses

Cover for overseas medical treatment if you are in injured or become sick overseas, including; Medical, Hospital, Surgical and Nursing.

Includes Dental Expenses

Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.


$ 500


$ 1,000

Resumption Of Journey

Cover for the cost of airfares for you to resume your Journey if you return Home because of the unexpected death or hospitalisation of a Relative of yours.There is no provision to claim for any person aged 85 and over.

- $ 3,000

Hospital Cash Allowance

An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas

- $ 5,000

Accidental Death

A Death Benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.

- $ 25,000

Permanent Disability

A Permanent Disability Benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.

- $ 25,000

Loss Of Income

A weekly Loss of Income benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to New Zealand for more than 30 days.

- $ 10,400

Credit Card Fraud & Replacement

Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

Includes Travellers Cheques & Travel Documents

Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your journey.

- $ 5,000


Theft Of Cash

Cover for the following items stolen from your person, up to $250 for all claims combined; Bank Notes, Cash, Currency Notes, Postal Orders and Money Orders.

- $ 250

Luggage & Personal Effects

Cover for replacing luggage and personal effects stolen for reimbursing repair cost for accidentally damaged items, including; Luggage, Spectacles, Personal Effects, Personal Computers and Cameras. Sub-limits apply, please refer to the PDS.

- $ 15,000

Luggage & Personal Effects Delay Expenses

Cover to purchase essential items of clothing and other personal items following Luggage and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours.

- $ 250

Additional Accommodation and Travel Expenses

Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).

Includes Family Emergency

Cover for additional travel expenses if your Travelling Companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.There is no provision to claim for any person aged 85 and over.

Includes Emergency Companion Cover

Cover for additional travel and accommodation expenses if your Travelling Companion cannot continue their journey because of an injury or sickness.

- $ 50,000



Cancellation Fees & Lost Deposits

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; Sickness, Injuries, Strikes, Collisions, Retrenchment and Natural Disasters

- unlimited

Disruption Of Journey

Cover for additional meals and accommodation expenses,after an initial 6 hour delay, if your Journey is disrupted due to circumstances beyond your control.

- $ 1,000

Alternative Transport Expenses

Cover for additional travel expenses following transport delays to reach events such as; A Wedding, Funeral, Conference, Sporting Event and Pre-paid travel/tour arrangements.

- $ 5,000

Personal Liability

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.

$ 5 million $ 5 million

Domestic Pets

Cover for additional boarding kennel or cattery fees resulting from your delayed return home. Also veterinary fees if your pet is injured whilst you are away.

- $ 500

Domestic Services

Cover for house keeping services following injury/ disablement continuing upon your return home.

- $ 500

Rental Vehicle Excess

Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, Crashed, Damaged and/or cost of returning the rental vehicle due to you being unfit to do so.

- $ 5,000