Single Travel Benefits For overseas

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Medical Only


Overseas Emergency Medical Assistance^

Cover for emergency medical assistance while you are overseas including; 24 Hour emergency medical assistance, Ambulance fees, Medical Evacuation, Funeral Arrangements (sub limits apply), Messages to family and Hospital Guarantees.

unlimited unlimited

Overseas Emergency Medical & Hospital Expenses^*

Cover for overseas medical treatment if you are in injured or become sick overseas, including; Medical, Hospital, Surgical and Nursing.

Includes Dental Expenses^

Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.





Resumption Of Journey^*

Cover for the cost of airfares for you to resume your Journey if you return Home because of the unexpected death or hospitalisation of a Relative of yours.There is no provision to claim for any person aged 85 and over.

- $3,000

Hospital Cash Allowance^*

An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas

- $5,000

Accidental Death*

A Death Benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.

- $25,000

Permanent Disability^*

A Permanent Disability Benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.

- $25,000

Loss Of Income^*

A weekly Loss of Income benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to New Zealand for more than 30 days.

- $10,400

Credit Card Fraud & Replacement^

Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

Includes Travellers Cheques & Travel Documents^

Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your journey.

- $5,000


Theft Of Cash^#

Cover for the following items stolen from your person, up to $250 for all claims combined; Bank Notes, Cash, Currency Notes, Postal Orders and Money Orders.

- $250

Luggage & Personal Effects*

Cover for replacing luggage and personal effects stolen for reimbursing repair cost for accidentally damaged items, including; Luggage, Spectacles, Personal Effects, Personal Computers and Cameras. Sub-limits apply, please refer to the PDS.

- $15,000

Luggage & Personal Effects Delay Expenses^

Cover to purchase essential items of clothing and other personal items following Luggage and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours.

- $250

Additional Accommodation and Travel Expenses*

Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).

Includes Family Emergency*

Cover for additional travel expenses if your Travelling Companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.There is no provision to claim for any person aged 85 and over.

Includes Emergency Companion Cover*

Cover for additional travel and accommodation expenses if your Travelling Companion cannot continue their journey because of an injury or sickness.

- $50,000



Cancellation Fees & Lost Deposits*

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; Sickness, Injuries, Strikes, Collisions, Retrenchment and Natural Disasters

- unlimited

Disruption Of Journey*

Cover for additional meals and accommodation expenses,after an initial 6 hour delay, if your Journey is disrupted due to circumstances beyond your control.

- $2,000

Alternative Transport Expenses^

Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, and sporting event.

- $5,000

Personal Liability#

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.

$5 million $5 million

Domestic Pets^*

Cover for additional boarding kennel or cattery fees resulting from your delayed return home. Also veterinary fees if your pet is injured whilst you are away.

- $500

Domestic Services^*

Cover for house keeping services following injury/ disablement continuing upon your return home.

- $500

Rental Vehicle Excess#*

Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, Crashed, Damaged and/or cost of returning the rental vehicle due to you being unfit to do so.

- $5,000

Unless otherwise specified in the PDS: Sections 12, 12A, 12B & 13 - If you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 12, 12A, 12B & 13, we will only pay the higher of the two amounts, not both. Benefit limits are per adult traveller. For accompanying dependants the policy benefits are shared with the adult traveller.

^^ You only have this cover for these sections if the relevant pack has been purchased.
*  Sub-limits apply
^  You do not have cover under these sections while travelling in New Zealand.
# Limits are per policy regardless of persons the claim relates to.