Overseas Travel Insurance

Going on an overseas holiday and need travel insurance? Well you've come to the right place because that's what we're all about

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Overseas Travel Insurance Benefits

We cover both basic and comprehensive levels of international travel insurance as well as annual multi trip policies for overseas trips. 

Unlimited Medical

Unlimited Medical

Travel with total peace of mind. If anything goes wrong you've got unlimited emergency assistance and medical cover. 

Unlimited Trips In One Year

Long-Trip Cover 
 

Planning a big trip? No worries! We offer cover for trips up to 12 months long. Explore the world and travel happy with 1Cover.  

Unlimited Cancellation

Unlimited Cancellation

If the unexpected happens and plans change, you've got unlimited cover for cancellation fees or lost deposits.

Rental Vehicle Excess

Rental Car Excess 

Don't get ripped off. Hire a rental car and we'll cover the excess up to $5,000 if the car is stolen, damaged or in an accident.

Kids Go Free

Kids Cover For No Extra

  • Travelling with your kids and grandkids? They’re covered for no extra cost. We only charge you for each adult on your policy.
  •  
Luggage & Personal Effects Cover

Luggage & Personal Car Excess

There's nothing worse than losing or damaging your favourite things. That's why we provide $15,000 worth of luggage and personal effects cover.

Travel On One Policy

Travel All on the one policy

You can travel on the same policy as your partner, your mates, a family member. In fact, up to 25 people can go on the one policy. 

Three Policies To Choose From

Customise your  Policy

  • With several policy types and levels of cover to choose from, and add-ons available, you can tailor your policy to suit you. 

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Table of Benefits - Overseas Travel Insurance

Explore our table of benefits below to see the policy benefits provided by our overseas travel insurance policies. To see full details, see the PDS or get your instant quote now

Policy Benefit Comprehensive
(Single-Trip & Frequent Traveller)
Medical Only
MEDICAL
   

Overseas Emergency Medical Assistance

Unlimited

Unlimited

Overseas Emergency Medical & Hospital Expenses

Unlimited

Unlimited

Includes Dental Expenses (per adult)

$1,000

$500

Resumption Of Journey

$3,000

x

Hospital Cash Allowance

$5,000

x

Accidental Death

$25,000

x

Permanent Disability

$25,000

x

Loss of Income

$10,400

x
LUGGAGE
   

Credit Card Fraud & Replacement

$5,000

x

Includes Travel Documents & Traveller's Cheques

Yes

x

Theft Of Cash

$250

x

Luggage & Personal Effects

$15,000

x

Luggage & Personal Effects Delay Expenses

$250

x
CANCELLATION
   

Additional Accommodation & Travel Expenses

$50,000

x

Includes Family Emergency

Yes

x

Includes Emergency Companion Cover

Yes

x

Cancellation Fees & Lost Deposits

Unlimited

x

Disruption Of Journey

$1,000

x

Alternative Transport Expenses

$5,000

x
ANCILLARY
   

Personal Liability

$5 million

$5 million

Domestic Pets

$500

x

Domestic Services

$500

x

Rental Vehicle Insurance Excess

$5,000

x

 

Get a quote

 

Optional Coverage

Cruise Pack

Cruise Pack 

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

Winter Sports Pack

If you're hitting the slopes during your holiday you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Car Cover

Additional rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

Read More

 

Get a quote

 

We've Already Helped
1.5 Million Customers

1Cover is rated 4.3 out of 5, Independently Rated On Feefo 
  •  
  • "Don't Leave Country Without it"

    Prompt support when unexpected happened. I don't know what I would have done if I didn't have it when I got robbed.

    By Damiliya, Feefo User

  • "Good Value, Good Service"

    Had to make a claim when my wife took ill & had to visit a doctor in the USA. Put a claim in back home ... accepted and paid within two weeks.

  • By Kevin, Feefo User

  • "Exceptional Speed In Response To A Claim"

    First time I've had to make a claim. Speed of process was quite unbelievable.

    By Anon, Feefo User

 

FAQs About Overseas Travel Insurance

  • What Are The Benefits Of Having Travel Insurance For My Trip? 
  • When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday.
    Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre on 0800 000 333.

  • What Activities Are Covered Under 1Cover?
  • We cover a huge range of activities with our policies. To view a full list of activities covered under our 1Cover policies click here. If you are participating in winter activities, such as skiing and snowboarding, you will need to select the Winter Sports Pack add-on if you wish to be covered.

  • Can I Apply To Extend My Travel Insurance Policy?
  • Yes. You must extend your policy before it expires (11.59pm AEST/AEDST). To extend your policy, you simply need to call the call centre on 0800 000 333, email us at [email protected] or speak to a call centre representative via online chat. One of our trained travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available

  • If I Am Having A Stopover Outside My Selected Country Will I Be Covered?
  • When you apply for the Policy you need to tell us where you are travelling to. The premium you pay for the Policy depends on your destination/s. The Policy only covers loss injury or illness which occurs in the countries you have told us you will visit; however all stopovers of up to 2 nights in countries other than the USA are also covered.
    NB. We’ll cover you for stopovers in the USA if you also nominate USA as a destination when you apply for cover.
    Cruises: If you’re going on a cruise, you must tell us every country the ship will visit. You will not be covered in countries you have not told us about.
    Travellers on domestic cruises in New Zealand waters may also purchase a Comprehensive plan (choosing their destination region as "New Zealand Cruise"). This ensures cruise travellers are covered for emergency medical assistance and emergency medical and hospital expenses, additional accommodation and travel expenses, family emergency, emergency companion cover and cancellation fees and lost deposits while on board the ship.

  • What Happens If I Go Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.

 

READ ALL FAQS

 

 

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Why Choose 1Cover Travel Insurance?

Pre-Existing Medical Cover

We automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Trusted By 1.5 Million People

We are proud to say that we've provided award-winning travel cover to more than 1.5 million travellers around the world. You're sure to find a policy to suit you. 

24/7 Emergency Assistance

You can rest assured and travel with total confidence knowing that you have 24/7 emergency assistance at all times. We are there for you when you need us most.

 Kids Are Covered For No Extra Cost 

Travel with kids or grandkids? Any dependant under 21 years who travels with a parent or grandparent for 100% of the journey is covered for no extra cost on the policy. 

Local Call
Centre

Our Call Centre is based in Auckland and is open 7 days a week for your convenience. Call our team of customer service legends and they'll happily tailor a policy to suit your needs.

Rental Vehicle
Excess

Don't get ripped off by the rental companies. If your rental vehicle is involved in an accident or is stolen, our policies will cover the excess payable up to $5,000. 

Still Need Some Help? Call Us!

If you have any questions or queries, or you'd just like to know more about
1Cover Travel Insurance, get in touch with us. Our expert team are here to help you.

Sales And Enquiries
0800 000 333
(within New Zealand)
From
Overseas


+64 9886 2453 

Claims


0800 367 729

Monday-Friday
8:00 am - 10:00 pm
Saturday
11:00 am - 6:00 pm
Sunday
12:00 pm - 6:00 pm