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Greece is a land of ancient wonders, stunning coastlines and unforgettable cultural experiences. Whether you plan to explore historic Athens, relax on the sun-drenched Greek islands or hike through scenic mainland villages, every moment is filled with beauty and discovery. When you visit Greece, travel insurance helps you enjoy your journey with peace of mind — from medical emergencies and trip cancellations to lost luggage and delays. While Greece is generally safe, petty crime such as pickpocketing can occur in busy tourist areas, making insurance a smart addition to your travel plans.
Protect yourself and your finances with 1Cover Travel Insurance… It's the One thing you need when One thing goes wrong.
Unlimited medical benefits should you get sick or have an accident including 24-hour emergency medical assistance, ambulance fees and medical evacuations.
Cover for luggage and personal effects stolen, lost or damaged during travel.
Add cover for rental vehicle excess to make sure you don’t get a nasty surprise if you have an accident on the Greek roads.
Covers cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances.
Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.
Cover for the following items stolen from your person; banknotes, cash, currency notes, postal orders and money orders.
If you become injured or sick while travelling in Greece, seek medical help as soon as you can. Once you are safe, contact 1Cover’s 24-hour overseas emergency assistance team. They can guide you to suitable medical care, help with hospital guarantees where appropriate and explain what documents you will need for a claim.
The Entry/Exit System (EES) is a new EU-wide border system designed to record the movements of non-EU travellers entering and leaving the Schengen Area, which includes Greece. It replaces passport stamping with new automated border control systems that capture your biometric data, such as a facial image and fingerprints, and log your entry and exit electronically.
Please refer to the PDS and policy schedule and check if your sickness or injury is a claimable event and is covered. If you are hospitalised, or if you are treated as an outpatient, or if the total cost of the treatment will exceed $1000, please contact our emergency assistance service as soon as possible to obtain their prior approval.
In circumstances where the claim is approved, we can then provide written guarantees of payment of reasonable expenses for emergency hospitalisation that may be required while you are in Greece.
Yes, if you want to extend your policy while you’re in Greece, the easiest way to do this is via the Policy Manager.
You'll need your policy number (available in the email confirming your policy), and a few other simple details. Log-in and extend your trip, add destinations, or buy add ons/extras.
Make sure you extend your policy before it expires (please keep in mind New Zealand NZST/NZDT).
If you have trouble, you can email us at [email protected]
Please note there may be instances where a policy extension is not available.
If you are robbed while you’re in Greece, you should report the theft to the police or nearest local authority immediately. You will also need to obtain a written report to be used as supporting documents for your claim.
If you are entitled to be reimbursed by the bus line, airline, shipping line or rail authority you were travelling on when the loss, theft, misplacement or damage occurred, then your travel insurance may not cover you.
However, if you are not reimbursed the full amount of your claim, we will assess your claim and you may be entitled to be paid the difference between the amount of your loss and what you were reimbursed, up to the limit of your cover (allowing for depreciation due to age, wear and tear). Learn more about what to do if you have a travel incident.
No, New Zeland has reciprocal health care agreements with some countries, Grrece is not one of these countries. Reciprocal health care agreements provide health care in some circumstances, but will not cover all health care needs - in particular emergency assistance and repatriation, costs of medicines and dental care. Find out more here.
If you are planning to visit any of the countries in the Schengen Area, including Greece, for more than 90 days within a 180-day period, you will need to obtain a visa. If you are travelling for a purpose other than business, visiting friends and family, tourism or a holiday, participating in a cultural or sports event, necessary transit, an official visit, medical reasons, such as surgery or another treatment, short-term study, or research you will need to obtain a visa. Read our full guide here.
When you apply for a policy you need to tell us where you are travelling to. The premium you pay for the policy depends on your destination(s).
If you're travelling to multiple countries, you need to nominate the countries when you are applying for cover.
If you’re going on a cruise, you must select the appropriate cruise region for where you are travelling and pay an additional premium for travel on a cruise vessel by purchasing the Cruise Pack. If you don't purchase a cruise pack, you won't be covered while on the ship. There is, however, no cover under any sections of the policy when you are on a cargo ship or freighter.
Yes, if you choose a lower excess, it means you'll pay less if you need to claim, but you'll pay a little bit more upfront.
We have a policy called Frequent Traveller which allows you to take as many trips under the one policy for 12 months and enjoy comprehensive cover on each one. There is a limit to the maximum length of each trip on these policies. You can travel to one or more destinations with this policy.
Find out more about our annual travel insurance policies here.
Laptop computers, cameras, mobile phones…they’re all things we need on at home and on holiday. That’s why you can choose a bit of extra protection for your can’t-live-withouts. All you need to do is include and specify certain high-value items that aren't automatically covered when you're buying your policy.
Note: the items cannot be older than 12 month, and you can't specify items like jewellery, watches, bicycles and watercraft (apart from surfboards).
In the event of a terrorist attack or political unrest, there is no cover for cancellation fees and lost deposits, disruption of journey or alternative transport expenses.
However, if you do get caught up in an unforeseen event while you are in Greece and you are injured, cover is available for all necessary medical/hospital expenses.
No, 1Cover policies exclude cover when riding an all-terrain vehicle or quad bike, either as the person in control or as a pillion passenger. This is a General Exclusion in our PDS.
If you're looking for the best possible coverage for your next Greek adventure, look no further than our comprehensive policies. Whether you visit Greece to explore ancient ruins, sail between the Greek islands or unwind on sun-soaked beaches, our travel insurance has you covered. While Greece is generally safe, incidents of petty crime can occur in crowded places, so having the right protection is useful when you’re enjoying all the tourism the country has to offer.
| Policy Benefit | Comprehensive/ Frequent Traveller |
|---|---|
|
Medical |
|
|
Overseas Emergency Medical Assistance^ |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
|
Resumption Of Journey^* |
$3,000 |
|
Hospital Cash Allowance^* |
$5,000 |
|
Permanent Disability^* |
$25,000 |
|
Loss of Income^* |
$10,400 |
|
Luggage |
|
|
Credit Card Fraud & Replacement |
$5,000 |
|
Includes Travel Documents & Traveller's Cheques |
Yes |
|
Theft Of Cash |
$250 |
|
Luggage & Personal Effects |
$15,000 |
|
Luggage & Personal Effects Delay Expenses |
$250 |
|
Cancellation |
|
|
Additional Accommodation & Travel Expenses* |
$2,000 |
|
Includes Family Emergency* |
Yes |
|
Includes Emergency Companion Cover* |
Yes |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
|
Disruption Of Journey* |
$2,000 |
|
Alternative Transport Expenses^ |
$5,000 |
|
Ancillary |
|
|
Personal Liability# |
$5 million |
|
Domestic Pets^* |
$500 |
|
Domestic Services^* |
$500 |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements and messages to family and hospital guarantees.
Overseas Emergency Medical & Hospital Expenses: Cover if you are injured or become sick overseas, including medical, hospital, surgical and nursing costs.
Dental Expenses: Cover for your emergency dental treatment to relieve sudden and acute pain to sound and natural teeth.
Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).
Family Emergency: Cover for additional travel costs if your travelling companion or a relative dies unexpectedly, is disabled by an injury or requires hospitalisation.
Emergency Companion Cover: Cover for additional travel and accommodation expenses if your travelling companion cannot continue their journey because of an injury or sickness.
Resumption Of Journey: Cover for the cost of airfares for you to resume your journey if you return home because of the unexpected death or hospitalisation of a relative of yours.
Hospital Cash Allowance: Hospital Cash Allowance
Permanent Disability: A benefit may be payable if you suffer total loss of sight in one or both eyes, or loss of use of a hand or foot, within 12 months of, and because of, an injury sustained during your journey.
Loss Of Income: A weekly benefit may be payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to Australia.
Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.
Travel Documents & Traveller's Cheques: Cover for the replacement cost of passports, travel documents or travellers' cheques lost or stolen from you during your journey.
Theft Of Cash: Cover for the following items stolen from your person: banknotes, cash, currency notes, postal orders and money orders.
Luggage & Personal Effects: Cover if your luggage or personal items are stolen, lost or damaged during travel. Common claims include luggage, personal effects, cameras, spectacles and a computer.
Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items if your luggage is delayed, misdirected or misplaced by your carrier for more than 12 hours.
Cancellation Fees & Lost Deposits: Covers cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as sickness, injuries, strikes, collisions, retrenchment and natural disasters like floods and earthquakes.
Disruption Of Journey: Cover for additional meals and accommodation expenses, after an initial 6-hour delay, if your journey is disrupted due to circumstances beyond your control.
Alternative Transport Expenses: Cover for additional travel expenses following transport delays to reach events such as a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.
Personal Liability: Cover for legal liability, including legal expenses for bodily injuries or damage to the property of other persons as a result of a claim made against you.
Rental Vehicle Excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being stolen, crashed or damaged, and/or the cost of returning the rental vehicle due to you being unfit to do so.
You can customise your travel insurance for Greece with add-ons that suit the way you wander. Options depend on your plan and are subject to limits and exclusions, so always check the PDS.
If you are heading off on cruises around Greece's islands or visiting nearby European countries by sea, the Cruise Pack can provide extra cover. This may include onboard medical treatment, cover for missed departures, cabin confinement, missed ports and formal attire benefits while you are on a qualifying ship company.
If your itinerary includes participation in adventurous activities, the Adventure & Sports Pack may provide cover for a wider range of sports, including some higher-grade water activities and selected adventure sports, when allowed under the policy. Always check if activities like scuba or other adventure experiences are listed and what rules apply.
You can also select a different level of cover for cancellation, depending on the total cost of your pre-paid trip. This can be useful if you have booked island stays, flights, ferries and tours and want your cancellation limit to match your overall spend.
Remember that pre-existing medical conditions, activity rules and terms still apply to all add-ons.
1. Idyllic Islands: From Santorini’s sunsets to Mykonos’s beach parties, Greece’s islands offer the perfect mix of relaxation and adventure.
2. Ancient History: Explore iconic ruins like the Parthenon and Delphi - an incredible contrast to New Zealand's younger historical landmarks.
3. Delicious Mediterranean Food: Fresh seafood, olives, grilled meats, and baklava - Greek cuisine is simple, healthy and full of flavour Kiwi's love.
4. Warm Hospitality: Greeks are famously friendly and welcoming, making Kiwi travellers feel right at home.
5. Affordable European Escape: Compared to other parts of Europe, Greece offers great value for money - ideal for solo travellers, newlyweds and families looking to stretch their travel budget.
Planning to visit Greece? From its rich history and vibrant culture to the breathtaking Greek islands, Greece offers unforgettable experiences for every type of traveller. Here's what you need to know before your trip.
Greece has a deep cultural heritage that blends ancient traditions with modern Mediterranean life. Hospitality is a cornerstone of Greek culture, and visitors are often warmly welcomed. Greek is the official language, though English is widely spoken in tourist areas, especially on the islands and in major cities.
Tip: Learning a few basic Greek phrases like “Kalimera” (Good morning) or “Efharisto” (Thank you) is appreciated and can enhance your experience.
Getting around Greece is relatively easy. Domestic flights, ferries and high-speed catamarans connect the mainland to the Greek islands, while buses and rental cars are great for exploring inland areas. In cities like Athens, the metro system is efficient and budget-friendly.
Tip: Book ferries in advance during summer months, especially when island-hopping in places like Santorini, Mykonos or Crete.
Greece is generally a safe country for tourists. However, like many popular destinations, petty crime such as pickpocketing can occur in crowded places like public transport, busy markets or near major landmarks.
Tip: Keep your valuables secure, especially in tourist hotspots. Consider travel insurance with coverage for lost or stolen personal items for added peace of mind during your stay.
Tap water quality varies, and many travellers choose bottled water, especially on smaller islands. Greek food is generally fresh and simple, and suit most diets. As with any trip, drinking too much alcohol can increase your risk of accidents and may affect how some claims are assessed, particularly where irresponsible behaviour is involved.
Tip: Eat where there is good turnover of food, drink plenty of water in summer and be mindful of how alcohol use can affect your safety and your policy.
4.3 Overall Rating On Compare Travel Insurance
"Thank you for making a horrendous time truly easy! The process, care and professionalism of our claim was the best. In our 72 years, we have never had a Travel Claim, We will be sure to recommend you to all our friends."
Kenneth Murray and Angela Murray. May 24
"1Cover has been great over the last few claims I've made. I have 5 more international trips coming up this year and I look forward to using 1Cover again."
Kevin Cheng, March 24
“We will always use 1Cover from now on - outstanding service, great experience (apart from the torn ACL). Huge thanks to our emergency case manger. Outstanding!!”
Matthew Noblet, June 24
You wouldn’t be going to Greece if you weren’t going to be doing some activities. Find out all about our Sports & Actvities Pack, which you'll need to be covered for certain adventure pursuits.
All sorts of medical issues could affect your travel in Greece. Find out about pre-existing medical conditions, as well as pregnancy and emergencies.
We always recommend you read the PDS, but this page will give you an overview of what travel insurance will cover in Greece.
If Greece is on your list, having travel insurance in place before you leave can make a real difference when plans change unexpectedly. Get a quick quote online today and see how 1Cover can support your next journey to the Mediterranean!
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