The reason we don't accept photographs as proof of ownership is because a photograph may not be enough evidence to prove that the item you're claiming for actually belongs to you.
Additionally, receipts and bank statements allow us to work out the depreciation due to wear and tear.
Call 0800 000 333 from within New Zealand
Call +64 9886 2453 from overseas
All FAQ answers are based on the current effective PDS. If your policy is older than the current effective PDS, please contact us or refer to the effective PDS at time of purchase for answers pertaining to your policy.