You would not be covered if you do go over the designated amount of days on the policy. However you can purchase an Already Overseas policy to cover you for the extra days if your plans change whilst you are away.
If you are a New Zealand resident who is eligible for Full Publicly Funded Healthcare, you can purchase this cover while you are overseas, if you are aged 74 or under (on the date your policy was issued), and you are booking a one-way journey which commences overseas and ends in New Zealand.
Call 0800 000 333 from within New Zealand
Call +64 9886 2453 from overseas
All FAQ answers are based on the current effective PDS. If your policy is older than the current effective PDS, please contact us or refer to the effective PDS at time of purchase for answers pertaining to your policy.