You would not be covered if you do go over the designated amount of days on the policy. However you can purchase an Already Overseas policy to cover you for the extra days if your plans change whilst you are away.
If you are a New Zealand resident who is eligible for Full Publicly Funded Healthcare, you can purchase this cover while you are overseas, if you are aged 74 or under (on the date your policy was issued), and you are booking a one-way journey which commences overseas and ends in New Zealand.
All FAQ answers are based on the current effective Policy Wording. If your policy is older than the current Policy Wording, please contact us or refer to your particular policy.
Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Policy Wording.