Available for a limited time only
Enjoy an exclusive 11% discount* on your 1Cover cruise travel insurance policy. Whether you’re planning a relaxing getaway or an adventurous voyage, protect your trip against unexpected hiccups. Set sail with this cruisy offer - all you need to do is quote and purchase an eligible policy from 12:01am NZST on 01/10/2025 until 11:59pm NZST on 31/10/2025.
Medical treatment on a cruise can be very expensive. 1Cover policies have unlimited medical cover with emergency evacuation.
Taking valuables on your cruise? We cover up to $15,000 worth of luggage and personal effects under our policies.
If you miss your cruise due to bad weather, we’ll cover additional accommodation and travel expenses to get you to the nearest port.
Should a family member have an accident or become seriously ill, we’ll cover your unexpected travel expenses if you can no longer travel.
If you are unfortunately stuck in your cabin due to illness, we provide a daily amount for loss of enjoyment. T&C’s apply.
If you miss your cruise departure, you may be covered for the costs to get on at the next port.
*An "11% Off Discount" applies to Comprehensive, and Domestic policies, including a Cruise Pack, quoted and purchased between 12.01am NZST on 01/10/2025 and 11.59pm NZST on 31/10/2025.. Note that only one discount applies at any one time. All discounts apply to the travel insurance premium (including GST and stamp duty but excluding any additional premium payable for Pre-Existing Medical Conditions). Discounts cannot be used in conjunction with any other offer. Discounts have no cash or refund value, except when redeemed in accordance with these terms and conditions. Discounts cannot be applied to any policies already purchased. The decision to offer a discount is at the sole discretion of 1Cover Travel Insurance. We reserve the right to withdraw any discount offers without notice.
24/7 emergency medical assistance to assist you in stressful circumstances.
If you become ill or need to change your travel plans, we can help. Choose the level of cancellation cover you need
Cruise cover is an optional extra you add to your travel insurance policy to ensure you’re protected while travelling on a cruise ship. Standard travel insurance may not include cruise benefits, so adding our Cruise Pack gives you cover for onboard medical treatment, evacuation, missed ports, cabin confinement and more.
Yes, if you are going on a cruise for 2 nights or more, you must select the Cruise Pack and pay the additional premium. You must add it to both Domestic & International cruises.
Cruise travel insurance with 1Cover covers key risks unique to being at sea. This includes onboard medical expenses, evacuation to shore, trip cancellation, missed ports, missed departures, cabin confinement, lost belongings and cover for formal attire. It also extends to certain prepaid excursions if you have to cancel due to illness or other insured events. Limits and exclusions apply, please check the PDS for details.
Yes, in the event that a medical emergency onboard your cruise occurred, you would be covered for your medical treatment provided that you have added the Cruise Pack on to your policy. If you are cruising along the New Zealand coastline or within New Zealand waters, you would need to select the Domestic Policy with the Cruise Pack add-on. This includes medical benefits as well as all the other benefits of the Cruise Pack. You should choose the New Zealand Cruise or Domestic Cruise region for your destination. Whilst in port or travelling domestically on land, there’s no cover for your medical costs (including any out-of-pocket expenses) in New Zealand under your policy. Once your ship leaves port, even if you’re cruising New Zealand waters, you’re no longer covered for hospital or medical expenses by public health or your private health care provider. Your policy will cover you for emergency medical expenses incurred on-board the ship whilst cruising. Basically, where you can use your public healthcare or private health insurance to cover your medical expenses or hospitalisation, there’s no medical cover.
You should include all destination countries that you’ll be visiting, however, you can select a region if you are making multiple stops within the same area. For example, you can choose ‘South Pacific’ or ‘Europe’ or ‘USA’ depending if you are going on a Pacific, Mediterranean or Caribbean cruise. If unsure, list all destinations separately.
Yes. Seniors can purchase cruise travel insurance as long as they meet the age limits for their chosen policy. To be covered, you must also add the Cruise Pack to your policy before departure. Seniors are often more at risk of illness or needing medical treatment at sea, where costs can be extremely high, so having cruise cover in place is especially important.
Check out our ultimate guide to cruise holidays from what to pack, to cruising for families, solo travellers, seniors and couples. If you’re going on a cruise – you need this guide.
Find out how to pick the perfect cruise for babies, toddlers and young children. Includes tips and tricks to help keep everyone, even the teenagers, happy on the high seas.
Discover our specially tailored guide to over-60s cruise holidays. It’s got everything you need to know for planning a senior cruising holiday. Check out Jane's story about senior cruising here.
You never know what can happen on your holidays so protect yourself against the risks and financial losses while you travel with insurance. Travel insurance gives you peace of mind from unexpected trip cancellation, medical emergencies, lost or stolen baggage or travel delays, and a wide range of unexpected events and expenses.
You’ve booked your flights, you’ve packed your bags...but have you bought travel insurance? If you're leaving New Zealand, travel insurance is just as essential as a passport. Medical expenses are the number one reason to get insurance, believe us when we say the cost of medical treatment overseas really can be eye watering. Just take a look at some of our case studies to understand. What’s more things can often go wrong like travel delays, lost luggage or even the big stuff like natural disasters and pandemics.
Travel insurance policies vary in price depending on factors such as the length and destination of the trip, traveller's age and health, and the level of coverage or extras selected. On average, you can expect travel insurance to cost anywhere from 4% to 10% of the total cost of your trip.
The best policy for you will depend on your individual needs and preferences, but there are some essentials when looking for the right cover. When researching, look out for a policy which has adequate amount of cover for your holiday - your transport, accommodation as well as any luggage items and any pre-existing conditions. Make sure you understand the exclusions when you wouldn’t be covered. And look for awards and reviews from previous customers to get an idea about customer service and claims.
If you have any other questions or queries, please visit our Contact Us page. If you are experiencing an emergency, please use the details on our Emergency Assistance page.
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