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What does our
Travel Insurance Cover?

Every year, thousands of Kiwis encounter unexpected situations while traveling abroad. Our travel insurance provides comprehensive coverage for a wide range of unforeseen events, including:

  •  

From 24/7 emergency assistance to trip cancellation and luggage benefits, keep reading to discover all the ways our travel insurance has you covered.

  • Overseas medical treatment if you’re sick or injured
  • Emergency return home if a family member falls ill
  • Theft of your camera, phone, or other valuables
  • Delayed luggage 
  • …and much more

 

Flexible Cover Tailored For Your Trip


In addition to offering a range of plans to suit different itineraries and budgets, we make it easy for you to customise your cover, ensuring you only pay for what you truly need.

Whether you want extra coverage for your high-value personal items, increased protection for trip cancellations, or cover for cruising, skiing, adventure activities or car rentals, we’ve got you covered

Our most popular benefits 

flight cancellation

Flexible Cancellation
Cover 

If you become ill or need to change your travel plans, we can help. Choose the level of cover you need with our flexible cancellation cover. 

car Rental
Excess

Rental excess fees can be exorbitant. Buy our car rental excess add on, so if your car is damaged/stolen you're covered. 

Other One-derful benefits 

medical evacuation

Medical evacuation

Medical transfer to the nearest  medical facility, including repatriation.

 
Additional Expenses

If your plans are disrupted because of illness. 

 
Credit Card
Fraud

If you're the victim of common credit card fraud

 
Flight Cancelled

If your flight is delayed/cancelled, we could help. Choose your level of cancellation cover. 

 
personal Liability 

Cover for legal liability in some circumstances. 

 
 

Domestic Pet Cover

Domestic Pet Cover

If you're delayed or your pet is injured while you're away.

 

Domestic Services

Domestic Services 

If you need domestic help when you get home. 

 
Cruise Options 

Formal wear, missed departures.. & much more

 
Ski
options 

Cover yourself and your gear on your next snow trip

 

Luggage

Luggage Delay

If you get somewhere before your bags do

 
loss of income
Loss of Income

If you're injured for over a month when you get home.

 

Read the PDS to understand the full list of benefits and conditions that apply to your policy.

We've Already Helped 2 Million Customers

We have already helped millions of customers

4.3 from 1269 reviews Compare Travel Insurance NZ
"Fast Claim, Happy with the Outcome"

I have used 1Cover several times but this was my first claim and it was accepted with 7 days. I am very happy with the outcome.

Norm B, April 2025

"Outstanding Service and Professionalism"

Thank you for making a horrendous time truly easy! The process, care and professionalism of our claim was the best. In our 72 years, we have never had a Travel Claim, We will be sure to recommend you to all our friends.

Kenneth Murray and Angela Murray. May 24

"Great Experience Over Multiple Claims"

1Cover has been great over the last few claims I’ve made. I have 5 more international trips coming up this year and I look forward to using 1Cover again.

Kevin Cheng, March 24

"Always Use 1Cover - Outstanding Service"

We will always use 1Cover from now on - outstanding service, great experience (apart from the torn ACL). Huge thanks to our emergency case manger. Outstanding!!

Matthew Noblet, June 24

"Great Experience Over Multiple Claims"

I have used 1Cover for a very long time and this is the first time I have had to claim and wow so amazing they helped my right through the process.

Lyndall Scott, June 2025

What else do we cover

Adventure Activities

Are you a adrenaline junkie and love holidays with thrills? Check out our cover when it comes to adventure activities.

Pre existing Illnesses

Do you have an existing illness? Make sure you declare it to us before you travel. Learn more about pre-existing conditions and travel insurance. 

fAQs

Still have questions on our cover? Check out our handy FAQs or contact one of the team.

 

 

have more questions?

 

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