Surfing Insurance

We know how fun surfing can be on a holiday so all our travel insurance policies cover you for this activity. You may be going on a surfing holiday, or perhaps you are getting lessons for the first time. Either way our policies have you covered.*

The most common injuries that occur for surfers include lacerations like cuts and scrapes, sprains, dislocations and fractures and swimmers ear. There are certain things you can do to prevent injury and stay safe while surfing.

Surfing originated in ancient Polynesian Cultureand Hawaiian's considered it an art form, not a hobby. Contrary to popular beliefout of 480 species of sharks only three are responsible for fatal attacks on humans.

Australia has the highest number of fatal shark attacks in the world but that's only on average one a year.

  • Understand how and why the ocean behaves the way it does and learn how weather conditions can affect your surf safety.
  • Know your limits. Don't try and take on something that you are not experienced enough to handle.
  • Always be aware and careful around rocks or other dangerous creations of Mother Nature.
  • Warm up. Wear sunscreen and keep hydrated

Click here for a comprehensive list of activities our travel insurance covers. 


You're Covered For


Flight Cancellations

1Cover Travel Insurance covers the reasonable costs for additional accommodation or disruptions; to your journey being cancelled for longer then six hours.


Emergency RescueEmergency Rescue

If you have an accident we will arrange for a medical transfer or evacuation to the nearest hospital.


Overseas AssistanceOverseas Medical Assistance

Travel isn't always smooth sailing. That's why we have 24/7 emergency medical assistance to assist you whenever you need help.


Pre-Existing Medical ConditionsPre-Existing Medical Conditions

We automatically cover 34 conditions under our travel insurance policies.


You're Not Covered For

Drugs & AlcoholDrugs & Alcohol

If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, then you're not covered.


Unsupervised BelongingsUnsupervised Belongings

Leaving your things laying around is just asking for someone to take them.


Ignore WarningsIgnore Official Warnings

If a government or other official body have issued a specific "Do Not Travel" or "Reconsider Your Need to Travel" warning and you go. 


Breaking The LawBreaking The Law

For obvious reasons we can't help you out here. Always adhere to local laws no matter where your adventure takes you.


Popular Destinations For Surfing??


Learn More About What's Covered With 1Cover

Overseas Medical AssistanceEmergency Companion Cover

If something serious happens to you or them we'll reimburse you any expenses. 

Personal Liability InsurancePersonal Liability

Coverage in case someone sues you for bodily injuries or damages. 

Car Hire ExcessCar Hire Excess

We provide cover for trental vehicle excess

Luggage InsuranceCredit Card Fraud

We provide cover for this so you can shop in safety 


Further Reading

Europe is great for a getaway but make sure you're prepared. Check out our Europe guide for travel tips. 


Asia is a beautiful place to enjoy, but it can be dangerous for the unaware traveller.



Keep yourself safe on your next trip to Africa and check out our travel information.