The pre-existing medical conditions listed here are automatically covered under our policies without assessment or additional charge, provided:
Cover does not extend to cover any routine treatment or management of your approved pre-existing medical condition(s); for example, blood test and prescription renewals.
If your condition is listed on this page, but you do not meet the criteria above for automatic cover, you may still apply for cover via a medical assessment.
Please refer to the PDS or the Pre-Existing Medical Conditions page for further details.
Call 0800 000 333 from within New Zealand
Call +64 9886 2453 from overseas
All FAQ answers are based on the current effective PDS. If your policy is older than the current effective PDS, please contact us or refer to the effective PDS at time of purchase for answers pertaining to your policy.