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What Happens If I have a minor ailment?

For minor ailments, such as those that only require a GP visit, you may attend the doctor, pay for your visit upfront and then submit your claim. A claim can be submitted while you are still on your trip overseas or you can claim the overseas medical expense/s once you return home. Make sure that you keep all receipts and reports from your treating doctor, including the diagnosis and treatment notes and any other documents. If your total cost of treatment will exceed $1,000 you MUST contact our medical assistance team as soon as possible.

If, at any stage you are overseas and are uncertain about what to do in relation to an injury or illness, please contact our medical assistance team and they will assist you.


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All FAQ answers are based on the current effective Policy Wording. If your policy is older than the current Policy Wording, please contact us or refer to your particular policy.

Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Policy Wording.