Can I Buy A Medical Only Policy For A Domestic Or Overseas Cruise?

Our Medical Only policy does not offer the Cruise Pack add-on.

To be covered while on your cruise, you’ll need to add the Cruise Pack to your Comprehensive, Frequent Traveller and Already Overseas policy.

When you’re on a cruise, you won’t be covered for anything, including medical emergencies, even if you’re in New Zealand waters. See our page on Cruise Insurance for more details.


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All FAQ answers are based on the current effective PDS. If your policy is older than the current effective PDS, please contact us or refer to the effective PDS at time of purchase for answers pertaining to your policy.