How Long Will The Already Overseas Policy Cover Me For? 

The maximum duration available on our Already Overseas policy is 90 days.

To be eligible to purchase this policy you must:

  • be a New Zealand Citizen or Permanent Resident with full Publicly Funded Healthcare; and 
  • be overseas when you purchase this policy; and 
  • your journey in New Zealand within the policy period; and 
  • be under the age of 64 at the time your policy is issued. 


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All FAQ answers are based on the current effective PDS. If your policy is older than the current effective PDS, please contact us or refer to the effective PDS at time of purchase for answers pertaining to your policy.