Ski Insurance

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* Children are covered for free if they are travelling with their parent or grandparent for 100% of the journey, provided they are not working full time.

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Many people often neglect to purchase the correct travel insurance when they go skiing, but in reality, whether you are skiing in New Zealand or heading overseas, travel insurance is essential. Did you know you can pay as much as $15,000 for emergency helicopter rescue within New Zealand? Or that if you happen to have an ski or boarding accident in Canada you could be facing hospital bills of around $50,000? The cost of ski insurance is so cheap in comparison, why would you risk it?

1Cover has a range of policies to suit skiers and boarders to the level of cover that you require. All of our policies automatically cover unlimited medical and hospital expenses, but our Ski Plus policy covers a range of additional benefits specifically for your skiing holiday. We cover both recreational as well as professional skiers and boarders.

1Cover's Ski Plus policy covers everything that the Plan A Comprehensive cover does, as well as additional benefits:

  1. If you have an accident on the slopes we will cover your emergency evacuation to the nearest hospital, including helicopter rescue both overseas and in New Zealand.
  2. If your snow skiing equipment is accidentally lost, stolen or broken, then we will cover the cost of hiring Snow Skiing Equipment.
  3. Following the loss or theft of your ski pass, or if you are unable to ski because of an accident or illness, we will cover the value of any unused ski pass, ski hire or tuition fees.
  4. If you have pre-booked skiing at a particular resort and are unable to ski there, we will cover travel to an alternative resort or purchase of additional ski passes.
  5. If you are forced to cancel your trip because of bad weather or an avalanche, we will cover your out-of-pocket expenses.

1Cover customers are all provided with 24 hour Emergency Assistance, 365 days a year. Our policies are all underwritten by Allianz Insurance New Zealand, who are one of the largest insurance companies worldwide.

Please don't hesitate to give our helpfull staff a call on 0800 000 333 if you have any questions about 1Cover's policies.

For a full list of what our Ski Plus insurance will cover, see the table below.

Comprenhensive

(Plan A)
Essential

(Plan B)
Basic

(Plan C)
Annual
Multi Trip
(Plan E)
Overseas Emergency Medical Assistance Unlimited Unlimited Unlimited Unlimited
Overseas Medical/Hospital Unlimited Unlimited Unlimited Unlimited
Dental Expenses $500 $500 $500 $500
Additional Accommodation & Travel Expenses $50,000 - - $50,000
Family Emergency $50,000 - - $50,000
Emergency Companion Cover $50,000 - - $50,000
Resumption of Journey $3,000 - - $3,000
Hospital Cash Allowance $5,000 - - $5,000
Accidental Death $25,000 - - $25,000
Permanent Disability $25,000 - - $25,000
Loss of Income $10,400 - - $10,400
Credit Card Fraud & Replacement $5,000 $1,000 - $5,000
Travel Documents & Traveller's Cheques $5,000 $1,000 - $5,000
Theft of Cash $250 - - $250
Luggage/Personal Effects $5,000 $2,000 - $5,000
Luggage Delay Allowance $250 - - $250
Cancellation Fees & Lost Deposits Unlimited - - Unlimited
Disruption of Journey $1,000 - - $1,000
Alternative Transport Expenses $5,000 - - $5,000
Personal Liability $5 million $5 million $5 million $5 million
Domestic Pets $500 $500 $500 $500
Domestic Services $500 - - $500
Rental Vehicle Excess $5,000 - - $5,000
This insurance is underwritten by Allianz New Zealand Limited (Allianz). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Policy Wording before making a decision to buy insurance, to download a copy of the Policy Wording click here.