Travel Insurance For Seniors

At 1Cover we pride ourselves on being one of the only companies to be able to provide comprehensive travel insurance to people of all ages, with a wide range of policies available to seniors.

No matter how old you are you can be certain to receive travel insurance from 1Cover, whereas many Travel Insurance Providers completely exclude travellers over the age of 70. Although there are different loadings associated with different age groups, you will still find that 1Cover policies are up to 50% cheaper than those offered by your Travel Agent.

Not only will we offer cover for luggage, cancellation fees, and medical expenses, but 1Cover also provides cover for a number of Pre-existing Medical conditions, some of which are automatically covered at no extra cost and some that will require you to purchase a Pre Existing Medical Loading. Have a look through our easy to follow online pre-existing medical process to see if this applies to you.

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How Many Travelling?

* Children are covered for free when they travel with an adult member of their family.

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For a summary of what we will cover with seniors travel insurance, please see the table below. Please be aware than Plan B and Plan C are only available to travellers up to the age of 79, and Plan E is only available for travellers up to the age of 74. Our Comprehensive Plan A insurance, however, is available to all ages.

Comprenhensive

(Plan A)
Essential

(Plan B)
Basic

(Plan C)
Annual
Multi Trip
(Plan E)
Overseas Emergency Medical Assistance Unlimited Unlimited Unlimited Unlimited
Overseas Medical/Hospital Unlimited Unlimited Unlimited Unlimited
Dental Expenses $500 $500 $500 $500
Additional Accommodation & Travel Expenses $50,000 - - $50,000
Family Emergency $50,000 - - $50,000
Emergency Companion Cover $50,000 - - $50,000
Resumption of Journey $3,000 - - $3,000
Hospital Cash Allowance $5,000 - - $5,000
Accidental Death $25,000 - - $25,000
Permanent Disability $25,000 - - $25,000
Loss of Income $10,400 - - $10,400
Credit Card Fraud & Replacement $5,000 $1,000 - $5,000
Travel Documents & Traveller's Cheques $5,000 $1,000 - $5,000
Theft of Cash $250 - - $250
Luggage/Personal Effects $5,000 $2,000 - $5,000
Luggage Delay Allowance $250 - - $250
Cancellation Fees & Lost Deposits Unlimited - - Unlimited
Disruption of Journey $1,000 - - $1,000
Alternative Transport Expenses $5,000 - - $5,000
Personal Liability $5 million $5 million $5 million $5 million
Domestic Pets $500 $500 $500 $500
Domestic Services $500 - - $500
Rental Vehicle Excess $5,000 - - $5,000

1Cover customers are all provided with 24 hour Emergency Assistance 365 days a year. Our policies are all underwritten by Allianz Insurance Australia, who are one of the largest insurance companies worldwide.

Please don't hesitate to give our helpful staff a call on 0800 000 333 if you have any questions about 1Cover's policies.

This insurance is underwritten by Allianz New Zealand Limited (Allianz). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Policy Wording before making a decision to buy insurance, to download a copy of the Policy Wording click here.