If you are new to travel insurance, you may be wondering how necessary it is. The truth is no one should ever consider travelling overseas without travel insurance. Next to the potential costs you may incur overseas, the cost of insuring yourself is minimal. Just compare the cost of an overseas medical bill to the cost of a travel insurance policy, and the benefits of taking those steps to getting a comprehensive travel insurance policy will be obvious.

Get a quick quote below and you will see that 1Cover's prices are low. This is because you are buying directly from us, whereas if you purchase a policy through your Travel Agent you will have to pay them a hefty commission. Buying cover online or on the telephone with 1Cover will save you up to 50% on your travel insurance.

At 1Cover we have a range of travel insurance policies for overseas trips suited to your every need. A quick quote will give you the prices for the following policies:

You will get the highest level of cover available through our Comprehensive Plan. For the levels of cover see the table below.

For travellers who want unlimited cover for medical, hospital and emergency expenses, as well as cover for a bit of luggage, 1Cover's Essentials cover is a good option. However, you will get a higher level of cover for luggage on our Comprehensive Plan.

For travellers who are only after unlimited cover for medical expenses and emergency assistance, 1Cover's Basics policy is ideal. If you are not interested in cover for luggage, cancellation fees, or other benefits, then this policy is a low cost alternative.

If you are a frequent traveller who intends to make more than 1 trip overseas within the next 12 months, then 1Cover's Annual Multi Trip policy is the one for you. As long as each trip is less than 90 days, this policy will allow you to take as many trips as you want without having to purchase a new policy every time you travel. With the same top level of cover as our Plan A Comprehensive, the Annual Multi Trip policy is a great way to save both money and effort. Remember, if you are travelling for more than 90 days in one trip, then this policy is not available for you.

See the table below for cover summaries of the above policies:

If you are over 70 then it can be difficult to find travel insurance, but since 1Cover will cover all ages then you needn't look any further. As well as being able to receive a comprehensive travel insurance policy that will cover medical, luggage, cancellation fees and more, 1Cover also provides cover for a number of pre-existing medical conditions, some at no additional cost. Look through our easy to follow online process for pre-existing medical conditions to see if this applies to you, or just give us a call on 0800 000 333.

1Cover automatically provides unlimited cover for activities such as skiing, snowboarding and scuba diving under all our overseas travel insurance policies. For a full list of activities that 1Cover will provide cover for, click here

1Cover Travel Insurance policies are Underwritten by Allianz Insurance Australia, part of one of the largest insurance companies in the world. All the travel insurance policies provided on this website include 24 Hour Emergency Assistance, 365 days a year. Should you be unfortunate and need assistance overseas then the support is there for you.

If you have any questions about our levels of cover or wish to clarify anything that you are unsure about then give one our helpful staff a call on 1300 192 021.