Domestic Travel Insurance

Many people believe that travel insurance is unnecessary when you are just travelling around New Zealand, but in reality you are just as likely to need insurance as for any other trip. You can just as easily lose your luggage, or have an accident and have to come home early. Or worse, if you fall sick the day before travelling and have to cancel the whole trip you will find yourself in a lot of trouble trying to get a refund on flights and accommodation. You will be surprised how inexpensive domestic travel insurance is, and with the relief of a comprehensive cover you can make the most out of your trip around New Zealand.

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* Children are covered for free when they travel with an adult member of their family.

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So, exactly what is covered in our Domestic travel insurance policies? One of the most important things is our cover for cancellation fees and lost deposits. If you are injured or sick and can't travel, or if you have a family emergency, 1Cover provides unlimited cover for any costs lost because of cancelling your trip.

If you plan on hiring a rental vehicle then the $5000 cover for rental vehicle excess with our domestic travel insurance is a must. Not only will this save you thousands if you happen to have an accident, but it also means you don't need to pay the extra daily amount to lower the rental vehicle excess with the rental company.

The third thing you want to have covered is, of course, your luggage. With 1Cover's domestic travel insurance we will cover your luggage and personal effects up to $5000, or $10,000 for a family. So if your bags don't get off the plane with you, or if your valuables are stolen, then you know they are insured.

1Cover customers are all provided with 24 hour Emergency Assistance 365 days a year. Our policies are all underwritten by Allianz Insurance Australia, who are one of the largest insurance companies worldwide.

Please don't hesitate to give our helpful staff a call on 0800 000 333 if you have any questions about 1Cover's policies.

See the table below for a full list of what is covered under 1Cover's domestic travel insurance policy:

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Comprenhensive

(Plan A)
Essential

(Plan B)
Basic

(Plan C)
Annual
Multi Trip
(Plan E)
Overseas Emergency Medical Assistance Unlimited Unlimited Unlimited Unlimited
Overseas Medical/Hospital Unlimited Unlimited Unlimited Unlimited
Dental Expenses $500 $500 $500 $500
Additional Accommodation & Travel Expenses $50,000 - - $50,000
Family Emergency $50,000 - - $50,000
Emergency Companion Cover $50,000 - - $50,000
Resumption of Journey $3,000 - - $3,000
Hospital Cash Allowance $5,000 - - $5,000
Accidental Death $25,000 - - $25,000
Permanent Disability $25,000 - - $25,000
Loss of Income $10,400 - - $10,400
Credit Card Fraud & Replacement $5,000 $1,000 - $5,000
Travel Documents & Traveller's Cheques $5,000 $1,000 - $5,000
Theft of Cash $250 - - $250
Luggage/Personal Effects $5,000 $2,000 - $5,000
Luggage Delay Allowance $250 - - $250
Cancellation Fees & Lost Deposits Unlimited - - Unlimited
Disruption of Journey $1,000 - - $1,000
Alternative Transport Expenses $5,000 - - $5,000
Personal Liability $5 million $5 million $5 million $5 million
Domestic Pets $500 $500 $500 $500
Domestic Services $500 - - $500
Rental Vehicle Excess $5,000 - - $5,000

If you have any questions about our levels of cover or wish to clarify anything that you are unsure about then give one our helpful staff a call on 1300 192 021.

 
This insurance is underwritten by Allianz New Zealand Limited (Allianz). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Policy Wording before making a decision to buy insurance, to download a copy of the Policy Wording click here.