Have you already left for your trip overseas but forgot to get travel insurance? Well don't worry because with 1Cover it's never too late. 1Cover can now cover New Zealand residents who are travelling overseas and who intend to return to New Zealand after their trip.
Before you purchase this policy, there are a few things you must be aware of:
- There is a 7 day waiting period from the Start Date on your Certificate of Insurance that applies to all claims arising from, related to or associated with any injury or sickness.
- You are unable to apply for or purchase cover for any Pre-existing Medical Condition.
- This cover is available to any person up to the age of 74 years old.
Have a look at the cover summary below or for more details, download our Product Disclosure Statement and read about our Plan H 'Residents Incoming' insurance cover.
| Help |
Cover Item |
Single |
Group
(per person) |
Family |
Excess |
|
Overseas Emergency Medical Assistance |
Unlimited |
Unlimited |
Unlimited |
0 |
|
Overseas Medical/Hospital |
Unlimited |
Unlimited |
Unlimited |
$100 |
|
Dental Expenses |
$500 |
$500 |
$500 |
$100 |
|
Additional Accommodation & Travel Expenses |
$50,000 |
$50,000 |
$100,000 |
0 |
|
Family Emergency |
$50,000 |
$50,000 |
$100,000 |
0 |
|
Emergency Companion Cover |
$50,000 |
$50,000 |
$100,000 |
0 |
|
Resumption of Journey |
$3,000 |
$3,000 |
$6,000 |
$100 |
|
Hospital Cash Allowance |
$5,000 |
$5,000 |
$5,000 |
0 |
|
Accidental Death |
$25,000 |
$25,000 |
$50,000 |
0 |
|
Permanent Disability |
$25,000 |
$25,000 |
$50,000 |
0 |
|
Loss of Income |
$10,400 |
$10,400 |
$20,800 |
0 |
|
Credit Card Fraud & Replacement |
$5,000 |
$5,000 |
$10,000 |
$100 |
|
Travel Documents & Traveller's Cheques |
$5,000 |
$5,000 |
$10,000 |
$100 |
|
Theft of Cash |
$250 |
$250 |
$250 |
$100 |
|
Luggage/Personal Effects |
$5,000 |
$5,000 |
$10,000 |
$100 |
|
Luggage Delay Allowance |
$250 |
$250 |
$250 |
0 |
|
Cancellation Fees & Lost Deposits |
Unlimited |
Unlimited |
Unlimited |
$100 |
|
Disruption of Journey |
$1,000 |
$1,000 |
$2,000 |
0 |
|
Alternative Transport Expenses |
$5,000 |
$5,000 |
$10,000 |
0 |
|
Personal Liability |
$5 million |
$5 million |
$5 million |
$100 |
|
Domestic Pets |
$500 |
$500 |
$500 |
0 |
|
Domestic Services |
$500 |
$500 |
$500 |
0 |
|
Rental Vehicle Excess |
$5,000 |
$5,000 |
$5,000 |
$100 |
1Cover customers are all provided with 24 hour Emergency Assistance 365 days a year. Our policies are all underwritten by Allianz Insurance Australia, who are one of the largest insurance companies worldwide.
Please don't hesitate to give our helpful staff a call on 0800 000 333 if you have any questions about 1Cover's policies.
Concerned about a pre-existing medical condition?
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