Good Advice on Medical Travel Insurance

 
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1Cover NZ is a leading online service providing medical travel insurance, international health insurance, cheap budget cover for backpackers, travel and medical insurance for expatriates and students, extensive domestic cover, economical overseas cover for business travellers, families and groups. We also provide Medical Only insurance if that is what you need. If you travel - we will have a policy to suit you.

Health insurance is the type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick or has an accident. Pre-existing medical conditions must be notified at the time you buy travel insurance, as failure to do so can result in a claim being rejected. If you do have an existing medical condition you can usually still get cover. Just contact our friendly team to discuss your circumstances and to obtain a quote.

When you purchase your policy from 1Cover NZ, not only do you receive the security of knowing you can recoup most, if not all, of any unforeseen emergency expenses, you also have the security of 24/7 medical emergency hotline for advice and emergency assistance or evacuation to the closest suitable medical facility.

Even before you purchase your policy, we have some pretty good advice for you:

Good Advice #1: It's always good practice to compare leading travel and health plans before you purchase. You want to know you have purchased the best domestic travel policy or international travel medical insurance to suit your destination and needs.

Good Advice #2: Don't simply purchase your travel insurance from the travel agent or tour operator when you book your trip. By purchasing travel insurance direct from the insurer you can save up to 50%-60% on the cost of your policy.

Good Advice #3: Always read the policy document to be 100% sure of what is covered and to what value. Always choose a policy that provides unlimited emergency medical evacuation and emergency health and accident cover, and preferably with trip reduction and alternative transport.

Good Advice #4:Ensure your vaccinations are up to date. Talk to your doctor and find out which travel vaccinations you need to take before you travel overseas.

Whether you travel for business or pleasure, international travel involves risk. A personal emergency may necessitate your early return to your home country. A medical emergency may require hospitalisation or even air evacuation. Reliable medical travel insurance can supply you with the help you need - quickly. For a medical travel insurance quote, simply click the "enter site" logo.

This insurance is underwritten by Allianz New Zealand Limited (Allianz). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Policy Wording before making a decision to buy insurance, to download a copy of the Policy Wording click here.